H1: Watch Out for These First-time Homebuyer Scams Buying your first home is an exciting adventure. However, criminals can take all the joy out of that experience by tricking first-time homebuyers out of their money, information, and sense of security. Let’s take a look at today’s first-time homebuyer scams and how you can avoid them. Fake Down Payment Assistance or … Continue reading
Home affordability is a top concern for many Montanans. With prices high and availability low, many see home ownership as out of reach. Please don’t give up yet. There are many types of mortgage loan options and programs available to help you buy a home. However, it can be time consuming to research and confusing to know which one is … Continue reading
While you might think it’s just seniors falling for savings scams, young adults are also targeted. In a recent study by Social Catfish, the number of victims 20 and younger rose by nearly 2,500% in recent years. You can do something about it. Let’s look at these savings scams, how they work, and ways you can protect yourself and those … Continue reading
Money Doesn’t have to be Taboo Knowledge is a powerful tool, especially when it comes to money and finances. While talking about money can be awkward for many people, discussing family finances can build strong savings foundations for kids and help you and those you love understand priorities and responsibilities. During America Saves Week, let’s look at how clear and … Continue reading
Saving More with Less Debt Purchasing a home or investing in your home’s equity can be a smart money move. Even the right credit cards can boost your credit score and create a bright financial future. But paying 21% or more in interest charges on a loan while earning 4% on your savings equals some big losses. Bottom line, paying … Continue reading
Your Someday Deserves Attention Everyone has financial goals. Yours could be a new car, house down payment, vacation of a lifetime, or retirement. Reaching your personal major milestones starts with long-term savings and a plan. As part of America Saves Week, let’s look at your major milestone savings options and how starting now can make all the difference for your … Continue reading
Saving for Life’s Uh-Ohs! Let’s face it: life isn’t always convenient or affordable, but having even a small amount of emergency savings can make unexpected car repairs or doctor bills less stressful. As part of America Saves Week, let’s look at how to build yours. We All Need Emergency Savings Research has shown that families with at least $500 in … Continue reading
Add Easy to Your Savings Journey We can all use a little help with our savings habits. Automatic transfers to a savings account are one of the easiest ways to build your savings to pay for a vacation or holiday spending, or to simply save money for the future. As part of America Saves Week, here’s a quick look at … Continue reading
Make filling your taxes a little less taxing with discounted tax services. As a Clearwater Credit Union member, you now have more choices and more savings this tax season. We’ve partnered with TurboTax and H&R Block to help you file your way and get special member savings. Save up to 20% off your TurboTax tax filing. Or new H&R Block … Continue reading
Your credit score and overall report are a big deal. Your score can impact your auto insurance rates, rental and loan applications, as well as employment opportunities. With so much riding on that credit score, it’s easy to understand why many Americans turn to credit repair companies to help boost their overall credit, but not all companies are looking out … Continue reading