Don’t just work — belong

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Do you want to belong to something greater than yourself? When you join the team at Clearwater Credit Union, you’re empowered to make a difference in the world.

Join the movement

At Clearwater Credit Union, we work every day to build thriving, sustainable communities as a catalyst for positive social, economic, and environmental change. Our employees are diverse, but we’re united on one thing: the commitment to solve problems, create opportunities, and be active in our communities.

If you’re looking for more than just a career, and you believe you have the skills to provide our members with exceptional service, we’d like to get to know you better.

Explore Open Positions
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Competitive Pay

Our compensation programs are based on our mission, values, and vision. We don’t just talk about equal pay, competitiveness, profit sharing, and accountability — we deliver on it.

How do we know? Because we track the numbers. Learn how we’re building our team to build our future, below.

Compensation Philosophy

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We Measure It

  • Average compensation per job classification (quarterly)
  • Living wage for geographic areas (annually)
  • Disparity between highest- and lowest-paid team member (annually)
  • Average compensation ratio by gender per job classification (annually)

Measurement & Reporting

Diversity, Equity, and Inclusion

At Clearwater, diversity, equity, and inclusion inform our core values. We believe that welcoming a variety of perspectives is the best way to generate ideas, build inclusive economies, and respond to the complex problems facing the communities we serve.

To hold ourselves accountable to our core value of Together We Include,” we’re working to ensure that our policies and procedures support Diversity, Equity, & Inclusion.

See Our Diversity, Equity, & Inclusion Plan

Our Benefits

  • Low deductible health plan
  • Annual wellness screenings
  • Monthly gym membership reimbursement
  • Paid volunteer time – up to 24 hours a year
  • Matching 401(k) contributions, up to 6%
  • Ongoing training and development

The culture difference

From finding ways to be more environmentally friendly to caring for our physical and mental wellbeing to working as a TEAM (Together Employees Achieve More), we strive to make our credit union a great place to work.

Our Green Team

Generating new ideas and implementing ways for Clearwater Credit Union can become more environmentally friendly.

Our Wellness Team

Promoting employee wellbeing with fun fitness challenges, health screenings, race sponsorships, and more.


Running our staff recognition programs, coordinating volunteerism, planning events and supporting our philanthropic efforts.

Healthiest Company

Our credit union was named one of the Healthiest Companies in America by Interactive Health, Inc.

Healthy Company award »

Employer of Choice

We earned the Employer of Choice Award from the Missoula Job Service Employers’ Council.

Employer of Choice award
Award Winner

Quarterly Service & Excellence

Miranda Schmid, Assistant Branch Manager

“Miranda is one of the most helpful and selfless coworkers I have ever worked with. She is that coworker that you can trust to put her all into something that needs to get done and to also do it correctly! Her innate warmth and humor have been so valuable during these stressful times. We are so lucky to have her as part of the Clearwater family.”

2021 Q1
Award Winner

Annual Service & Excellence

Laura Johson, Universal Associate

Laura is consistently giving not only one of the brightest smiles in the company to members and coworkers alike, but she is always willing to go above and beyond for both. She takes initiative to learn new things, even if not directly related to her role, especially if it will help assist her co-workers in some way. She also is a gifted mentor and her approachability makes it easy for her peers to learn from her. Laura truly represents and lives our values of together we matter, empower, include, and own, and Laura’s members and her coworkers truly feel that from her. She is a great example for the rest of us! Thank you for all that you do for our members and coworkers, Laura!

Award Winner

Open positions

Are you looking to belong to something larger than yourself? Do you like digging into new technology and pushing yourself to continually improve yourself, your coworkers, and the community you live in?

Working at Clearwater Credit Union means you are empowered to make a difference in the world. Every day we work to build thriving and sustainable communities. We do this by acting as a catalyst for positive social, economic and environmental change. Our employees are a diverse group who are committed to solving problems, creating opportunities, and being an active part of the community.

If you’re looking for more than just a career, and believe you have the skills to provide our members with exceptional service, we’d like to get to know you better.

Clearwater Credit Union is accepting applications for a full-time System Administrator. We are a small but progressive technology team that works hard on security, stability, and enhancing our member experience. This position is responsible for providing application support at the server and desktop level, works with 3rd party vendors for software and network upgrades, assists with project management research, and works directly with users to assess issues and create long-term solutions.

Our successful candidate will also possess the ability to work well in a team environment, be a self-starter, and possess exceptional communication and troubleshooting skills. BS/BA in related field and/or 3-5 years of related work experience preferred. Position closes May 18, 2021.

Salary depends on experience. Clearwater Federal Credit Union is an equal opportunity employer and offers over 25 benefits beyond salary, including health insurance, PTO, 401(k) match, paid volunteer time, and more!

Apply Now

Clearwater Credit Union has an opening for a full-time Contact Center Representative position. Co-workers in the Contact Center help members with their financial needs through various technologies, including telephone, email, web, and chat, etc.

Qualified applicants must be a team player, have strong communication skills, enjoy working in a fast-paced environment, and interacting with people over the phone. Comfort with technology, the ability to multi-task, and the ability to provide exceptional customer service is a must. Applicants should also be comfortable problem solving and have the ability to learn quickly. Position closes May 3, 2021.

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We are accepting applications for a full-time Consumer Loan Officer in Bozeman, MT.

This individual will be part of the Indirects Lending team and will help the Credit Union establish a presence and relationships within our newly added membership area, providing loans and being a resource of information for members.

A successful applicant must be goal-oriented, have excellent interpersonal, written, and verbal communication skills, ability to work in a fast-paced environment that requires attention to detail, commitment to recognizing needs and creating solutions, knowledge of credit union philosophy, products, services, and procedures. Must have the ability to make informed, rational lending decisions and the dedication and ability to learn and implement all aspects of member service and consumer lending. Qualified candidates will have a minimum of 1-3 years consumer lending experience, excellent customer service skills, and sales experience. Position closes May 2, 2021.

Salary depends on experience. Clearwater Credit Union is an equal opportunity employer and offers over 25 benefits beyond salary, including health insurance, PTO, 401(k) match, paid volunteer time, and more!

Apply Now

We are accepting applications for a full-time Financial Services Representative in Missoula, MT.

Financial Service Representatives act as the front-line service providers to our members and we’re looking for service-oriented individuals to join our team. Daily tasks include, but are not limited to: processing cash and non-cash transactions, maintaining member accounts, and educating members on products and services. Applicants must be comfortable in a fast-paced environment and be a team player. Previous cash handling and customer service experience are preferred.

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Do you want to work for Montana’s largest CDFI? In one of the most interesting, historic, and picturesque communities in the Rocky Mountains? If yes, then Clearwater Credit Union has an exciting, high impact opportunity for you, complete with awesome benefits and a great work environment. We are pleased to be accepting applications for a Business Loan Officer in Butte, Montana.

The Business Loan Officer position is responsible for assisting business members with their commercial lending needs, being a resource of information for business members, and building stronger relationships in the business community.


  • Interviewing the member, determining what their needs are, and obtaining all applicable financial and other relevant documentation to make an informed credit decision.
  • Providing excellent member service by managing member expectations through good communication and timely loan closings.
  • A strong understanding of financial analysis, cash flow analysis, and collateral evaluation.
  • Structures and negotiates terms, underwrites, and closes loans.
  • Manages a loan portfolio of commercial members that includes monitoring the credit quality by analyzing updated financial information and ensuring that the loan file is updated with all necessary documentation.
  • Performs collections and workouts of troubled loans, as necessary.
  • Familiarity with credit and other internal policies.
  • Serves on local boards and volunteers for various community events.


  • Minimum 1-3 years of business lending experience.
  • Bachelor’s degree in finance, accounting, business administration, or equivalent work experience.
  • Excellent computer skills, including Microsoft Office Suite.
  • Strong written and verbal communication skills required.
  • Strong organizational time management skills and problem-solving skills.

Salary depends on experience. Clearwater Credit Union is an equal opportunity employer and offers over 25 benefits beyond salary, including health insurance, PTO, 401(k) match, paid volunteer time and more! Position open until filled.

Apply Now

Don’t just work — belong

Apply now