Do you want to belong to something greater than yourself? When you join the team at Clearwater Credit Union, you’re empowered to make a difference in the world.
Join the movement
At Clearwater Credit Union, we work every day to build thriving, sustainable communities as a catalyst for positive social, economic, and environmental change. Our employees are diverse, but we’re united on one thing: the commitment to solve problems, create opportunities, and be active in our communities.
If you’re looking for more than just a career, and you believe you have the skills to provide our members with exceptional service, we’d like to get to know you better.
We have wonderful benefits — health, dental, wellness reimbursement, various paid time off categories. We have an environment that encourages growth and offers opportunity. It’s a place I come each day knowing there will be support and laughter … it also doesn’t hurt that I’ve gained a wealth of financial knowledge, with many go-to experts in multiple areas.
— Cheri, Branch Manager
Competitive Pay
Our compensation programs are based on our mission, values, and vision. We don’t just talk about equal pay, competitiveness, profit sharing, and accountability — we deliver on it.
How do we know? Because we track the numbers. Learn how we’re building our team to build our future, below.
We Measure It
- Average compensation per job classification (quarterly)
- Living wage for geographic areas (annually)
- Disparity between highest- and lowest-paid team member (annually)
- Average compensation ratio by gender per job classification (annually)
Our Benefits
- Low deductible health plan
- Annual wellness screenings
- Monthly gym membership reimbursement
- Paid volunteer time – up to 24 hours a year
- Matching 401(k) contributions, up to 6%
- Ongoing training and development
The culture difference
From finding ways to be more environmentally friendly to caring for our physical and mental wellbeing to working as a TEAM (Together Employees Achieve More), we strive to make our credit union a great place to work.
Our Green Team
Generating new ideas and implementing ways for Clearwater Credit Union can become more environmentally friendly.
Our Wellness Team
Promoting employee wellbeing with fun fitness challenges, health screenings, race sponsorships, and more.
Our TEAM
Running our staff recognition programs, coordinating volunteerism, planning events and supporting our philanthropic efforts.
Healthiest Company
Our credit union was named one of the Healthiest Companies in America by Interactive Health, Inc.
Healthy Company award »Employer of Choice
We earned the Employer of Choice Award from the Missoula Job Service Employers’ Council.
Employer of Choice awardQuarterly Service & Excellence
Erika Sylvester, Teller Supervisor
The opportunity to work with Erika always leaves those around her better prepared, and she’ll always leave you with a smile on your face. Whether it’s keeping the energy positive on stressful days, cheerfully chatting with members, or taking on difficult tasks without batting an eye, Erika is a veritable powerhouse within the credit union who deserves tenfold the recognition we’ve attempted to give here. Thank you Erika, for all that you do!
Annual Service & Excellence
Andrew Thorness, Accounting
Andrew is constantly striving to improve and develop his own skillset, and in his own words has “endeavored to make himself available to his coworkers for anything that they need help with.” Through his work at Clearwater and his volunteering with VITA and CASA, Andrew continuously demonstrates leadership, approachability, mentoring, and promotes Clearwater’s vision.
David Kesler, Commercial Credit Analyst
“David Kesler has been key to my successful first year as a lender with Clearwater and I would broaden that to say the loan department could not have accomplished what we have without him”. He has stepped up to fill any role that is needed and always gives 100% with an infectious positive attitude. “David’s overall positive attitude keeps those around him upbeat and focused”, and “he takes on each role as a challenge and attacks it with a broad smile.
Open positions
The Real Estate Loan Servicer position is responsible for managing transactions after the closing of a home loan between the member and the Credit Union.
Responsibilities/Skills
- Process mortgage loan payments, including loan payoffs
- Review escrow accounts for adequate reserves
- Pay member property tax and homeowners insurance bills
- Provide loan payoff information when necessary
- Prepare correspondence and documents for members
- Maintain proper records pertaining to mortgage servicing
- Complete reports upon request
- Answer basic home lending questions from members or staff
- Complete forms or notices pertaining to private mortgage insurance or other agencies as directed
- Knowledge of credit union products and services, including staying up to date with changes and additions
- Provide internal and external members with excellent service
- Follows all credit union policies and procedures, including being compliant with state and federal laws and regulation
- Reliable attendance and completion of tasks
Qualifications
- 2+ years in Lending or Loan Processing experience
- Knowledge in secondary Mortgage Markets, Government Home Loan Programs, and Conventional Mortgages is preferred
- Ability to be organized, accurate, and detail-oriented
- Excellent written and verbal communication skills and the ability to work independently and appreciation for working in a team-oriented environment
Position closes Sept. 30, 2019.
We’re accepting applications for a Real Estate Loan Processor. This position is responsible for ensuring the timely and accurate packaging of all loans originated by Real Estate Lending Officers.
Essential Functions & Responsibilities:
- Maintain and file loan files and records
- Gather information and receive loan file(s) from Real Estate Lending Officers
- Validate application information in computer system
- Ensure loan file, including documentation, is complete
- Order appraisals, title commitments, income verifications and other needed information and documentation
- Work with Real Estate Lending Officers and members to address problems and/or discrepancies in provided information
- Assemble and analyze borrower data for submission to underwriter
- Prepare and review closing loan documents
- Disburse approved loans
- Knowledge of home lending products offered, including staying up to date with regulatory changes
- Knowledge of MFCU products and services, including staying up to date with changes and additions
- Provide internal and external members with excellent service
- Follows all credit union policies and procedures, including being compliant with state and federal laws and regulation
- Reliable attendance and completion of tasks
A successful applicant must be organized, accurate, detail-oriented, have excellent interpersonal, communication and leadership skills, commitment to recognizing needs and creating solutions, knowledge of Credit Union products, services and procedures, exceptional internal and external member service and telephone etiquette, the ability to make sound decisions, the ability to work independently and appreciation for working in a team-oriented environment. Real Estate processing experience preferred. Position closes Sept. 24, 2019.
Clearwater Credit Union is accepting applications for a full time Data Analyst. This position is responsible for providing management reports, support, troubleshooting, and data requests. They will also assist with project research, data infrastructure and security configuration of all internal and external data structures.
Essential Functions & Responsibilities
- Collect and interpret data
- Analyze results to understand trends, anomalies, and insights
- Use data to help drive operational improvements
- Prepare data for end user reports using concise and relevant visualization
- Work alongside teams within the business or the management team to establish business needs
- Report the results of the data and analysis back to the relevant members of the business
- Identify patterns and trends in data sets
- Follow-up with end-users to verify data quality
- Evaluate and define industry trend for analytics and reporting tools
- Integrate data from multiple sources
- Prepare reports using business analytics reporting tools
- Create and share data dashboards, graphs, and visualizations
Our successful candidate must be detail-oriented, will also possess the ability to work well in a team environment, be a self-starter, and possess exceptional communication and troubleshooting skills, as well as a strong understanding of SQL, XML, PowerBI, and Javascript. BS/BA in related field and/or 2-5 years of related work experience preferred. Position closes September 16, 2019.
If you are looking for an exciting and high impact job, complete with awesome benefits and a great work environment, then we have the perfect opportunity for you. We are accepting applications for a full-time Consumer Loan Officer.
A successful applicant must be goal-oriented, have excellent interpersonal, written and verbal communication skills, ability to work in a fast-paced environment which requires attention to detail, commitment to recognizing needs and creating solutions, knowledge of credit union philosophy, products, services, and procedures. Must have the ability to make informed, rational lending decisions and the dedication and ability to learn and implement all aspects of member service and consumer lending. Qualified candidates will have a minimum of 3 years consumer lending experience, excellent customer service skills, and sales experience. Position closes September 16, 2019.
If you’re looking for more than just a career, and believe you have the skills to provide our members with exceptional service, we’d like to get to know you better.
Financial Service Representatives act as the front line service providers to our members and we’re looking for service-oriented individuals to join our team. Daily tasks include, but are not limited to: processing cash and non-cash transactions, maintaining member accounts, and educating members on products and services. Applicants must be comfortable in a fast-paced environment and be a team player. Previous cash handling and customer service experience are preferred.