Consumer Banking Team

Clearwater Branch Managers

We invite you to experience the Clearwater difference. Our Branch Managers are ready to help you build your financial future through competitive consumer products, excellent service, and years of industry experience.

Misty Kirschenheiter

Branch Manager

Stevensville Branch
107 Main St, Stevensville, MT 59870

Monday – Friday 8:00 a.m. – 5:00 p.m.

See Branch Hours & Location Details

Cheri Lawrence

Branch Manager

Russell St Branch
1775 S Russell St, Missoula, MT 59801

Monday – Friday 8:00 a.m. – 5:00 p.m.

See Branch Hours & Location Details

Justin Norris

Branch Manager

Butte Branch
34 E Granite St, Butte, MT 59701

Monday – Friday 8:00 a.m. – 5:00 p.m.

See Branch Hours & Location Details

Sara Nelson

Indirects Lending Manager

Indirects Lending Department
Western Montana

Monday – Saturday 9:00 a.m. – 5:00 p.m.

See Branch Hours & Location Details

Carrie Schuster

Branch Manager

Downtown Missoula Branch
126 W. Sruce St, Missoula, MT 59802

Monday – Friday 8:00 a.m. – 5:00 p.m.

See Branch Hours & Location Details

Erika Sylvester

Branch Manager

Reserve St. Branch
2610 N Reserve St, Missoula, MT 59808

Monday – Friday 8:00 a.m. – 5:00 p.m.

See Branch Hours & Location Details

Sara Zeier

Branch Manager

University of Montana Branch | 1st Floor University Center
32 Campus Drive, Missoula, MT 59812

Monday – Friday 8:00 a.m. – 5:00 p.m.

See Branch Hours & Location Details

Community Education

Interested in having a member of our Clearwater Team speak in your class, after-school program, or civic group?

We have a team of co-workers who can provide financial education and cover various real-world scenarios on a range of topics from saving, budgeting, loans, understanding and building credit, values-based banking, and more!

Email us or visit our contact form and select “Community Education” in the subject drop-down menu to get started. We’ll tailor our presentation to fit your time and needs.

Sign up for our upcoming Financial Literacy Series

We’re partnering with the Missoula Lifelong Learning Center to offer a collection of financial literacy courses. Learn how to apply for a loan, understand your credit, and improve your understanding of basic banking.

Financial Literacy Series: Banking Basics

October 6, 2021
6:00 PM – 7:30 PM  |  Dickinson LLC, 204

Do you have a bank account but don’t know how to navigate all the functions or know about all the features? Do you need a bank account but don’t know where to start?  Join Clearwater Credit union for this informative workshop that explores all you need to know for banking basics!

Financial Literacy Series: Understanding Credit

October 13, 2021
6:00 PM – 7:30 PM  |  Dickinson LLC, 204

Did you know many employers and rental agencies use your credit scores?  Bad credit can keep you from getting that dream job or a bigger rental.  There may be simple fixes or errors on your credit report that can be adjusted to increase your score, or you may need a longer-term strategy.  Having good credit will save you money on interest rates and make you eligible for new opportunities.

Financial Literacy Series: Applying for a Loan

October 20, 2021
6:00 PM – 7:30 PM  |  Dickinson LLC, 204

Do you need a loan, but don’t know where to start or denied for a loan but don’t know why?  Find out what documentation you need to apply for a loan and how to navigate the financial systems to get your loan approved.  If you have a low credit score please also enroll in the Understanding Credit class.

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