Business interests that serve the greater interest
At Clearwater Credit Union, we believe in cooperating to be a force for good. That’s why we offer the tools and services to help your business thrive in your community.
Business checking
Business checking
No minimum balance requirement.
No item limit. Large or small, get the business checking account that works best for you.
Nonprofit checking
Allow your money to further your mission by avoiding fees. This business account is simple and transparent without monthly service charges or item limits.
Interest on Lawyer Trust Account (IOLTA)
Are you a lawyer? This account accrues and pays dividends to the Montana Justice Foundation; more, we track it for you at no fee.
MasterCard debit card
All our business checking accounts offer the convenience of a debit card. You can access your funds whenever you need to.
Stronger online shopping security.
Shopping online is already convenient. At Clearwater, it’s also more secure because our debit and credit cards have an extra layer of security for online purchases.
Business Savings Account
Saving for your business is easy, with a Clearwater Business Savings Account. Join Clearwater Credit Union with an initial deposit of $5, and build your business savings from there. Together, we can help you make your business dreams a reality.
Open an Account
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SSN
SSN
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TIN
TIN
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Articles of Organization
Articles of Organization
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Operating Agreement
Operating Agreement
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Partnership Agreement
Partnership Agreement
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Certificate of Partnership
Certificate of Partnership
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Articles of Incorporation
Articles of Incorporation
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Tax-exempt authorized letter, tax return, or IRS documentation
Tax-exempt authorized letter, tax return, or IRS documentation
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Bylaws
Bylaws
Corporation
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SSN
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TIN
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Articles of Organization
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Operating Agreement
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Partnership Agreement
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Certificate of Partnership
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Articles of Incorporation
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Tax-exempt authorized letter, tax return, or IRS documentation
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Bylaws
LLC
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SSN
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TIN
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Articles of Organization
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Operating Agreement
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Partnership Agreement
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Certificate of Partnership
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Articles of Incorporation
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Tax-exempt authorized letter, tax return, or IRS documentation
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Bylaws
Nonprofit
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SSN
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TIN
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Articles of Organization
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Operating Agreement
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Partnership Agreement
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Certificate of Partnership
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Articles of Incorporation
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Tax-exempt authorized letter, tax return, or IRS documentation
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Bylaws
Partnership
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SSN
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TIN
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Articles of Organization
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Operating Agreement
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Partnership Agreement
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Certificate of Partnership
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Articles of Incorporation
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Tax-exempt authorized letter, tax return, or IRS documentation
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Bylaws
Sole Proprietor/DBA
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SSN
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TIN
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Articles of Organization
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Operating Agreement
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Partnership Agreement
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Certificate of Partnership
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Articles of Incorporation
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Tax-exempt authorized letter, tax return, or IRS documentation
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Bylaws
Who is Eligible
We are proud to serve 20 counties in Western Montana which include Beaverhead, Broadwater, Cascade, Deer Lodge, Flathead, Gallatin, Granite, Jefferson, Lake, Lewis and Clark, Lincoln, Madison, Meagher, Mineral, Missoula, Park, Powell, Ravalli, Sanders, and Silver Bow.
If your business or non-profit is located in one of these counties, you are eligible for membership.
Rates
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Dividend Rate |
APY1 |
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1 APY = Annual Percentage Yield. The rates and terms shown are effective as of December 2, 2020. |
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Dividend Rate 0.00% |
APY1 0.00% |
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Deposit Amount |
Dividend Rate |
APY1 |
|---|---|---|
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1 APY = Annual Percentage Yield. The rates and terms shown are effective as of December 22, 2018. |
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Deposit Amount $5+ |
Dividend Rate 0.05% |
APY1 0.05% |
FAQ
Yes, your accounts with us are federally insured to at least $250,000 by the NCUA.
You can find the Articles of Organization, Articles of Incorporation, or Assumed Business Name registration at the Montana Secretary of State website. Fill out the form you need and mail it to the Secretary of State with a self-addressed, stamped envelope, and they will mail the official document back to you.
If you need a sample letter from your non-participating principals stating that they’re aware an account is being opened, call us at 406-523-3300. We’ll be happy to provide you with one.
