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Additional Services

There’s more for you here

It feels good to belong

As a member of our credit union, you get more than competitive rates and great products.
You can also enjoy on-the-spot financing, convenient shredding, and policy discounts from leading insurers.

SwiftNote Financing

Get financing in the store (when you’re checking out) with SwiftNote Financing.

Document Shredding

Any document with sensitive info should be shredded — and we can make it easy.

TruStage Insurance

As a member of our credit union, you’re eligible to get discounted insurance rates.

SwiftNote financing

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Financing, on the spot

SwiftNote connects you to financing right in the store, so it’s easier to buy what you want, when you want it.

You can use SwiftNote at any participating store or office: medical providers, retailers, service providers and more.

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How it works

  • The participating business directs you to apply online for a SwiftNote loan from Clearwater.
  • We review your application and follow up with you.
  • If financing is approved, we email you the documentation and ask for your electronic signature.
  • Then we send the funds directly to the business to complete the sale.

Secure document shredding

If we’re open, it’s Shred Day.
Drop your sensitive documents off at any Clearwater branch during business hours and we’ll securely shred and recycle them, for free.

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What to shred?

It’s important to shred sensitive info rather than just tossing it. You should shred any document with a:

  • Signature
  • Account number
  • Social security number
  • Medical or legal information
  • Credit offers
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Let’s recycle

Whatever you shred with us, we recycle. For every ton we shred, we’re saving:

  • 20 trees
  • 7,000 gallons of water
  • 3 cubic yards of landfill space
  • 60 pounds of pollutants
  • 380 gallons of oil
  • 41,000 kWh of electricity

TruStage Insurance

We’ve joined forces with TruStage Insurance to help you do more with less. Explore policies, find discounted rates for Home, Auto, AD&D, and Life coverage, and get instant quotes.

Explore insurance

Life insurance

Expect the best out of life, but be prepared. TruStage Life Insurance can provide for your loved ones in the event of your death, paying a cash benefit (income tax-free) they can use for funeral expenses, mortgage payments, or any other use.

Get an instant quote
Life Insurance & AD&D Simplified.

AD&D insurance

Accidents can happen any time — and they can leave your family with lasting financial burdens. Accidental Death & Dismemberment coverage provides a safety net, paying a cash benefit in the event of your death or serious injury.

Free coverage

All Clearwater members are eligible for $1,000 of no-cost TruStage® Accidental Death & Dismemberment Insurance.

Additional coverage

If you’re over 18, you can increase your protection (Member Only Plan) or your family’s (Family Plan) with up to an additional $300,000 in coverage. Acceptance is guaranteed, and there are no medical questions.

Explore AD&D options

Questions? Call 1-800-814-2914 to talk to a licensed agent.

When it comes to life insurance, think progress over perfection. TruStage Life Insurance.

Did you know?

TruStage is underwritten by CMFG Life Insurance Company, which is rated “A” (excellent) by A.M. Best — an independent rating service that evaluates financial stability and operating performance. (“A” is the third-highest of 16 ratings.)

With more than 80 years’ working with credit unions and their members, TruStage has what it takes to help you protect what matters most.

Get started

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SwiftNote Financing
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Shred Documents
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View Disclosures

TruStage® insurance products and programs are made available through TruStage Insurance Agency, LLC. Life insurance and AD&D insurance are issued by CMFG Life Insurance Company. Auto and Home Insurance Program are issued by leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.

TruStage® Auto and Home Insurance is offered by TruStage Insurance Agency, LLC, and issued by leading insurance companies. Discounts are not available in all states, and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union. ©TruStage Insurance Agency 2017. AHE, AHL-1339491.2

TruStage® Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. © 2017 TruStage Insurance Agency. DTCG-1753162.1

TruStage® AD&D Insurance is offered by TruStage Insurance Agency, LLC and underwritten by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. Base Policy Series E10a-014-2012, E10a-ADD-2012 and E10a-015-2012. ADD-1607689.1