New Member Hub.

Welcome to Clearwater.

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Set Up Mobile & Online Banking

Added Security With CardNav

Enjoy real-time control over your debit and credit cards from your smartphone or tablet, with CardNav. Use CardNav to:

  • Control where, when, and how your cards are used
  • Turn cards on and off instantly from your mobile device
  • Limit spending amounts to reach budget goals
  • Restrict types of purchases made

CardNav FOr Android Devices

CardNav for Apple Devices

Create Impact With Values-Based Banking

As a part of our member-owned banking cooperative, your accounts fuel loans to local organizations, and your local purchases can help those in need. Clearwater is a proud member of the Global Alliance for Banking on Values, and practices values-based banking – a philosophy rooted in the Triple Bottom Line: Empowering PeopleProtecting the PlanetBuilding Inclusive Economies.

Our Mission

Our mission is to be a force for good in banking, in the communities we serve, and in the lives of our members.

Our Vision

By living our values, we’ll redefine the role financial institutions play in building thriving, sustainable communities.

Our Values

Our four core values guide our work. Together, We Own. Together, We Empower. Together, We Include. Together, We Matter.

Check & Payments FAQ's

Your first check order cannot be placed online. Please call us or stop by a Clearwater Branch. Contact us for current pricing.

Address updates on your checks need to be done by a Clearwater or Harland Clarke representative. For security reasons, members are not able to do online by themselves.

Counter Checks are available at our Branches. There are four checks per page and the cost is $2.00.

Bill Pay cannot currently be set up or have new payees added via the mobile app. Bill Pay configuration and adjustments must be done in online banking.

Cashier Checks can be requested in our Clearwater Branches or over the phone for $5 each. Members over 60 years old with active/engaged membership can request Cashier Checks at no charge with no dollar amount limit.

Money Orders are $2 each and can be requested in our Branch Lobbies or Drive-Thrus. Members over 60 years old with active/engaged membership can request Money Orders free of charge with a $1,000 limit.

Financial Wellness & Education

We have a team of co-workers who can provide financial education and cover various real-world scenarios on a range of topics from saving, budgeting, loans, understanding and building credit, values-based banking, and more! Contact us and we’ll tailor our presentation to fit your organization’s time and needs.

Contact Us

Coming Fall 2024: New Online Financial Education Center

We offer free financial counseling for members.  Our certified Financial Counselor can help find solutions unique to you and take control of your finances. Learn how to build a better budget, improve credit, or even navigate identity theft issues, and more.

Learn About Free Financial Counseling

Don't Fall for Financial Scams

Being fraud-aware will help you avoid financial traps and protect your financial future with these quick tips:

  1. Guard your online information and don’t share passwords.
  2. Monitor your accounts using Online Banking and our Mobile App.
  3. Shred sensitive documents for free at any Clearwater Branch.
  4. Check your credit report often.
  5. Filter phone calls and be careful what information you share.
  6. Report suspicious activity right away.
  7. Don’t believe every email or text and be careful what links you click.
  8. Think about using an RFID blocking wallet to protect your cards.
  9. Use ApplePay/Samsung Pay/GooglePay when purchasing when available.

Learn More

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Things You Should Know

Ordering Checks

Your first check order must be done in person or by phone. Then you can reorder online.

External Transfers

After 28 days you can set up external transfers from your new checking or savings account.

Mobile Check Deposit

After 28 days, you can begin using Mobile Check Deposit in the Clearwater Mobile App

Let us know how we can help you with your new account.

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