Looking to refinance? Our lending staff is here to help, offering a variety of options and the expertise to steer you in the direction that’s best for you.
What Refinancing Can Do for You
Depending on your needs and goals, the current interest rates, and the options available, there are a lot of ways to make your loan work harder and smarter for you.
Adjust your term
Shorten your term from 30 years to 15, and knock that loan out faster — or lengthen the term you have now to lower your monthly bills. There are lots of ways to make your loan work for you.
Change your interest
Maybe you pay variable interest, and you want to lock it into place. Maybe your fixed interest rate is higher than necessary. When you refinance, your rate and type of interest can be changed.
Get cash in your pocket
If the value of your house has risen significantly or if you’ve paid your balance down, a cash-out refinance could put money in your pocket for college, home improvement, you name it.
Not sure if refinancing is right for you? Never fear — we’re happy to answer your questions and help you determine if now is the right time to refinance, or if you’re better off with the loan you’ve got.
And if you need info about home lending in general, visit our Homeownership Center. You’ll find lots of useful information there on the entire mortgage process — including calculators, FAQ, and a glossary.