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Home Loans

A place to belong

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At Clearwater Credit Union, we believe in building vibrant, thriving communities. That is why we offer a variety of options to meet your home loan needs. Our personalized approach and commitment to in-house servicing reflect our commitment to values-based banking.

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Buy your new home

Whether you’re buying your first home, building, or investing, we’ll help every step of the way.

  • Residential homes
  • Condo, townhouse
  • New construction
  • Investment properties
  • Manufactured homes
  • Lots and land
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Ready to refinance?

Our experienced team is available to help you with your refinance, whether you want to pay off your loan faster, lower your monthly payments, change from variable to fixed interest, or put cash in your pocket.

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Get your equity working for you

If you own a home, you may be able to capitalize on its value as extra cash for special purchases. Consider using a Home Equity Loan or Line of Credit for home improvements, college costs, vacations, or debt consolidation. The interest on a Home Equity loan may even be tax-deductible — check with your tax advisor for details.

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Improve your home

It’s your home — so make the most of it. We offer home energy loans to help you reduce your carbon footprint, take advantage of state and federal incentives, and lower your utility bills. We also provide a variety of options to fund your home renovations, so you can turn your home into the haven you want it to be.

Get pre-approved

A pre-approval can make all the difference when it comes to buying the house of your dreams. Get pre-approved today.

Apply now

Making housing more affordable

Manufactured homeowners in Montana

Over the past 30 years, nearly 24,000 manufactured homes have found their way to Montana families in need of affordable housing*. Clearwater Credit Union recently stepped in to help some of our members form cooperatives to buy the land under those manufactured homes.

Read more
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Do you have questions? We’ve got answers.

Visit our Homeownership Center to find useful information on the entire mortgage process, including calculators, FAQ, and a glossary.

Explore resources

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Get Started

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Meet the Team
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Get pre-approved
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Give Us a Call

All loans subject to approval. NMLS #447584. Equal Housing Lender. Insured by NCUA.

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