Health savings for a healthier you
Looking to set aside money for your health deductible, copay, or out-of-pocket costs? Clearwater Credit Union offers the options you need to prepare for your medical expenses.
Health Savings Account (HSA)
Do the following statements apply to you?
- I have a high-deductible health plan
- I don’t have Medicare or disability insurance
- I can’t be claimed as a dependent by anyone
If so, you’re eligible to open an HSA at our credit union. The funds in your HSA are exempt from federal taxes. Plus, we provide debit cards to HSA account holders, so you can pay your healthcare expenses directly and conveniently.
Ready to get started?
Call 406-523-3300 to open an account or visit your local branch.
Medical Savings Account (MSA)
The Montana Medical Savings Account Act allows Montanans to save money for medical expenses and long-term health care while reducing their state income taxes at the same time.
Want help setting up an MSA?
Call 406-523-3300 to open an account or visit your local branch.
HSA Rates
|
Deposit Amount |
Dividend Rate |
APY1 |
|---|---|---|
|
1 APY = Annual Percentage Yield. The rates and terms shown are effective as of December 22, 2018. |
||
|
Deposit Amount Less than $500 |
Dividend Rate 0.00% |
APY1 0.00% |
|
Deposit Amount $500-999 |
Dividend Rate 0.00% |
APY1 0.00% |
|
Deposit Amount $1,000-4,999 |
Dividend Rate 0.05% |
APY1 0.05% |
|
Deposit Amount $5,000 |
Dividend Rate 0.05% |
APY1 0.05% |
