What if your credit card worked hard to help you and your community thrive? At Clearwater Credit Union, it does. Every purchase you make generates income that we use to foster social, economic, and environmental change.
This low-rate Visa Credit Card with no annual fee is an essential addition to your wallet. Enjoy the spending power of Visa and the peace of mind that comes from knowing it’s packed with benefits that include card controls, zero liability purchase protection, and identity theft protection.
APR = Annual Percentage Rate. Rates effective as of
| Term | APR | Max Amount | Min Amount |
|---|---|---|---|
| Revolving | 11.50% - 18.00% | $20,000 | —— |
APR varies with the Prime Rate as published in the Wall Street Journal. See Credit Card Disclosure for rates and terms. Payment example: Minimum payment of 2.00% of the outstanding balance, subject to a minimum of $25.00.
Enjoy the spending power of a Visa credit card while simultaneously building or rebuilding your credit. We’ll secure your credit card with funds you deposit into a Clearwater savings account.
APR = Annual Percentage Rate. Rates effective as of
| Term | APR | Max Amount | Min Amount |
|---|---|---|---|
| Revolving | 9.90% | $20,000 | —— |
APR is a fixed-rate for all borrowers. Minimum payment of 2.00% of the outstanding balance, subject to a minimum of $25.00.
Both our Essential Visa and Visa Secured Credit Cards come with added benefits to help protect you and your purchases.
Control where, when, and how you use your Clearwater debit or credit cards with Card Controls. This feature empowers you to manage your cards in real time.
You can set up and manage Card Controls via Clearwater Digital Branch. Log in from your PC, tablet, or mobile device and choose Main Menu > Manage Cards.
If your card is lost or stolen or your card data has been compromised, please call 888-241-2510, and we’ll do our best to help protect you and your money.
Please log in to Clearwater Digital Branch and choose Manage Cards.
All Clearwater ATMs are fee-free when you have a Clearwater account. Plus, as a member, you can also make deposits and withdraw cash surcharge-free at over 30,000 CO-OP Network ATMs nationwide.