Visa credit card benefits
What if your credit card worked hard to help you thrive? At Clearwater Credit Union, it does. Use your Visa to shop local, online, or on the road, protect your security, travel smart, and build credit.
- No annual fee
- No fee for balance transfers
- Low international fee (1%)
- Interest rates as low as 7.90%
- Secure EMV Chip-Enabled Card
- Added security with free CardNav app
Choose the credit card that's right for you
VISA Credit Card
Low rates and fewer fees
At Clearwater, we believe the ultimate reward is more money in your wallet. Our Visa Credit Credit Card is designed to save you money with fewer fees and interest rates as low as 7.90%.
Secured VISA Credit Card
Build or repair your credit
Secure your VISA credit card with your savings account and get the convenience of a credit card with no annual fee. Applying for our Share-Secured Visa is a great way to start bringing that credit score up and avoid dipping into your savings.
Need to request a Credit Increase?
Are you looking to increase your spending power? If you already have a Clearwater Visa Credit Card you can now apply online for a credit increase.
Security to spend with confidence
Download CardNav for Security & Control
With our free CardNav app you get real-time control over your Clearwater Credit Union debit and credit cards through your smartphone or tablet.
CardNav adds another level of security to your cards by letting you decide how and when they can be used and alerting you when any types of transactions you specify take place. You can even use CardNav to:
- Control where, when, and how your cards are used
- Turn cards on and off instantly from your mobile device
- Limit spending amounts to reach budget goals
- Restrict types of purchases made
Download the free CardNav app, and gain a new level of security and control over your money today.
EMV Chip Card Security
Your Visa credit card comes equipped with EMV Chip Card Security, the first EMV chip-enabled card made locally available in Missoula. Whether your business travels take you to Florence, Montana, or Florence, Italy, you can rest assured that your card has this advanced security feature to protect it.
Traveling? Let us know
To protect your account, we keep your Visa card blocked in many countries by default. If you’re making a trip outside the U.S., use the form below to let us know where and when you’re traveling, and we’ll make sure you have access to your funds wherever the journey takes you.
Visa Rates
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Minimum APR2 |
Maximum APR2 |
|---|---|
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1 All loans subject to approval. Rates, terms, & conditions are subject to change and may vary based on creditworthiness, qualifications, & collateral conditions. The rates and terms shown are effective as of November 26, 2018. |
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Minimum APR2 7.90% |
Maximum APR2 16.90% |
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Minimum APR2 |
Maximum APR2 |
|---|---|
|
1 All loans subject to approval. Rates, terms, & conditions are subject to change and may vary based on creditworthiness, qualifications, & collateral conditions. The rates and terms shown are effective as of November 1, 2022. |
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Minimum APR2 9.90% |
Maximum APR2 16.90% |
Get started
FAQ
If your card is lost or your card data compromised, we’ll do our best to protect you. Please notify us right away at 888-241-2510.
Here’s an ATM lookup where you can locate a surcharge-free ATM near you. There are almost 30,000 ATMs across the U.S. where you can use your Clearwater Credit Union card free of charge. That’s more than you’d get with a traditional bank!
Visit our Personal Checking page for details.
View Disclosures
* APR = Annual Percentage Rate.