No-cost financial guidance on budgeting, debt reduction, credit management, and more, all included with your membership.
Connect with a Financial Guide
We'll work with you to create a realistic, manageable budget and spending plan to help you stay in control of your money.
All of our in-house financial guides are Certified Financial Counselors and trained experts in helping you understand and navigate debt relief options confidently.
Together, you and your guide will chart out personalized, actionable steps to build savings, reduce debt, and continue progressing on your financial path.
Alana has been a Certified Financial Counselor since 2022. She will work alongside you to find practical solutions that support lasting, positive change.
Ayde has been a Certified Financial Counselor since 2024. She believes everyone has the potential to succeed financially. Ayde is fluent in both Spanish and English.
Debra has been a Certified Financial Counselor since 2007. She works to create a safe, comfortable environment to help you work toward and achieve your goals.
Justin has been a Certified Financial Counselor since 2025. He focuses on creating a safe, supportive space where you can talk openly about your financial goals.
Check your credit score, review and monitor your full credit report anytime. It’s quick, easy, and built right into Clearwater Digital Banking.
Eight simple questions that help you understand where your finances are today, and what you can do next.
Saving for a rainy day or a big purchase? Set goals, stay on track, and achieve your goals. Log in to Clearwater Digital Banking to get started.
We offer financial counseling in a wide variety of languages through our phone-based translation services. You’ll meet in person with one of our financial counselors, who will start a conference call with a translator who speaks your language.
This guide can help you get control of your financial situation and help lead you toward financial wellness.
Explore steps to create a financial plan, set priorities, and learn how your personality factors into achieving your goals in this 20-minute course.
Learn four quick tips to start and grow your emergency fund.