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Pay Bills

Clearwater gives you many options to pay your bills safely, securely, and on time.

A couple using a laptop to do and financial planning in a kitchen with documents on the counter.

Ways to Pay

Clearwater Debit Card

Your Clearwater Debit Card is a quick and secure way to pay utilities, gym memberships, subscriptions, or other bills directly from your checking account. No need to worry about cash or checks.

Plus, your transactions are recorded in real time, making it easier to track your spending and manage your budget

Clearwater Credit Card

Using your Clearwater credit card to pay bills can help you manage cash flow in months when you’re a bit short.

We urge caution when using a credit card to pay bills. Some billers charge an extra fee for credit card payments. Plus, if you do not pay off your balance monthly, you’ll pay additional interest charges.

Bill Pay

With Clearwater Bill Pay service, you can set up one-time or recurring bill payments in one central location. Available through Clearwater Digital Branch, Bill Pay eliminates writing checks or visiting multiple websites to pay bills. It saves time and reduces the risk of late payments.

Log In to Set Up Bill Pay

Automated Clearing House (ACH)

Once you set up ACH with your biller, it provides a secure, reliable, and cost-effective way to pay recurring bills, like rent or utility payments, gym memberships, subscriptions, or loans you have with other financial institutions.

You set up ACH with your biller, and we transfer the funds directly from your account to your biller, ensuring timely payments without the need for paper checks or manual processes.

Scheduled Transfers

Scheduled Transfers allow you to set up a recurring transfer from your Clearwater checking or savings account to pay your Clearwater loan, giving you peace of mind that your loan is always paid on time.

To set up a Scheduled Transfer, log in to Clearwater’s Digital Branch and choose Money Movement > Transfer Funds.

Money Orders

Money Orders are a tried-and-true way to pay bills, if you don’t mind the manual process. Visit any Clearwater branch or drive-up to purchase money orders for just $2 each. Members over age 60 receive Money Orders for free, up to a $1,000 limit.

Cashiers Checks

Cashiers checks are best for paying large bills or for transactions requiring guaranteed funds. They offer a formal record of payment, which can be useful for tracking and resolving any potential issues with the biller.

PLEASE NOTE: If you pay with a cashiers check, you cannot stop payment on the check for a minimum of 90 days.

Visit any Clearwater branch or call us (406-523-3300) to request a cashier’s checks for just $5. Members over age 60 receive cashier’s checks for free with no dollar limit.