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2025 Annual Report

2025 was another year of financial strength for Clearwater, and we remain a strong, safe, and sound financial cooperative for our members and communities.

2025 annual Member Meeting members
Woman smiling as she is doing yard work

2025 Annual Report

  • $1,143,307,273 in assets
  • 66,586 total members
  • $518,890 donated to over 227 organizations
  • 4,103 people attended financial education workshops
  • 3,198 employee volunteer hours
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Building Confidence Through Financial Education

We’re committed to helping people take control of their financial futures. Through personalized financial counseling and accessible education, we work one-on-one with individuals to build knowledge, confidence, and real-life financial skills—so they can move forward with greater stability and peace of mind.

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Improving Home Performance, Building Energy Resilience

We’re helping Montanans better understand their home’s energy performance through our Home Energy Advisor program. By offering personalized guidance and comprehensive home energy assessments, we empower people to improve their home’s comfort, reduce energy costs, and make confident decisions about efficiency upgrades—creating lasting impact for your household and the environment.

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