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Financial Education Center

Explore easy-to-understand articles, videos, and other resources to increase your financial savvy.

Be Financially Savvy
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What is a Credit Union?

Separate myth from fact about what credit unions are and what they offer.
Learn About Credit Unions

Start With a Financial Check-up

In less than 5 minutes, get tools, content, and course recommendations that match your financial goals.
Start Financial Check-Up

Discover Your Money Personality

Take our quick assessment to discover your money personality and how it influences your money management.
Take Money Personality Quiz

What is Your Debt-to-Income Ratio?

Explore whether your debt level is healthy or needs some attention.
Take Assessment

Navigate and Manage Financial Stress

Get tips to take control of your financial wellbeing.
Watch Video

The Opportunity Cost of Spending vs. Saving

Discover the trade-off of choosing one over the other.
Read Article
Clearwater staff person talks to a member about financial education at a Missoula member event in Missoula, MT.

Financial Counseling Center

Take control of your debt and your financial future with help from one of our Certified Financial Counselors. As a Clearwater member, you have access to free financial counseling to help you build a budget, (re)build your credit, mitigate fraud or ID theft, and learn how to navigate financial challenges.
Learn More