Every deposit you make fuels our local economy
Start saving today. Call 406-523-3300 or click the "Let's Chat" button.
Certificate of Deposit
Open a 6- to 60-month CD with a $100 minimum opening deposit.
7-Month CD, 4.50% APY3
For a limited time only. $100 minimum opening deposit.
Tiered Money Market
The more you save, the more you earn. $1,500 minimum opening deposit2
What is a Certificate of Deposit and how does it work?
It’s a type of savings account. Imagine a lock box with a timer: you put your money in, set the timer and wait. When the term ends, you get to withdraw your money, along with all the interest it’s accumulated. Certificates of Deposits typically earn more interest than a standard savings account, so your money grows faster.
Rates
|
Term |
Dividend Rate |
APY2 |
|---|---|---|
|
1 $100 Minimum Balance. The rates and terms shown are effective as of May 4, 2023. |
||
|
Term 6 months |
Dividend Rate 2.47% |
APY2 2.50% |
|
Term 12 months |
Dividend Rate 2.47% |
APY2 2.50% |
|
Term 24 months |
Dividend Rate 2.37% |
APY2 2.40% |
|
Term 36 months |
Dividend Rate 2.28% |
APY2 2.30% |
|
Term 48 months |
Dividend Rate 2.23% |
APY2 2.25% |
|
Term 60 months |
Dividend Rate 2.23% |
APY2 2.25% |
|
Term 7 month special |
Dividend Rate 4.41% |
APY2 4.50% |
|
Deposit Amount |
Dividend Rate |
APY3 |
|---|---|---|
|
1 $5 Monthly Fee if Below Minimum. The rates and terms shown are effective as of May 4, 2023. |
||
|
Deposit Amount $0-$50,000 |
Dividend Rate 1.49% |
APY3 1.50% |
|
Deposit Amount $50,000-$100,000 |
Dividend Rate 1.74% |
APY3 1.75% |
|
Deposit Amount $100,000+ |
Dividend Rate 1.98% |
APY3 2.00% |
Open Your Account
To open a savings account, we may ask you to provide:
- Photo ID, such as a valid driver’s license, state ID, passport, or permanent residence card (you may be asked to provide more than one photo ID to confirm your identity)
- Social Security Number (we use this to identify you and to look up your checking account history)
- Opening deposit for the type of account you want to open (different accounts require different opening deposit amounts)
FAQ
Yes, your accounts with us are federally insured to at least $250,000 by the NCUA.
Yes, we partner with Corebridge Financial, in order to provide our members with financial planning, investment, and insurance services that complement traditional credit union products and services. There are licensed Corebridge Financial representatives with offices at Clearwater branches. To make an appointment for a no-cost consultation, please call 406.523.3300.
View Disclosures
Disclosures can go here.
1 All loans subject to approval. Rates, terms, & conditions are subject to change and may vary based on creditworthiness, qualifications, & collateral conditions.
2 APR = Annual Percentage Rate.
The rates and terms shown are effective as of June 1, 2023.