Community Member Joint Hands
Earn a great rate while empowering us to make loans to local neighbors and businesses.

Raise your earnings and your community.

Only $100 minimum to open.
See how much you can earn.

Start saving today. Call 406-523-3300 or click the “Let’s Chat” button.

 

Certificates of Deposit1
Certificates of Deposit1

Term

Dividend Rate

APY2

1 $100 Minimum to Open.
2 APY = Annual Percentage Yield. Fees may reduce earnings. Early withdrawal penalties may apply to certificate accounts.

The rates and terms shown are effective as of May 1, 2024.

Term

6 months

Dividend Rate

4.89%

APY2

5.00%

Term

12 months

Dividend Rate

4.22%

APY2

4.30%

Term

24 months

Dividend Rate

3.93%

APY2

4.00%

Term

36 months

Dividend Rate

3.93%

APY2

4.00%

Term

48 months

Dividend Rate

3.83%

APY2

3.90%

Term

60 months

Dividend Rate

3.74%

APY2

3.80%

It’s a type of savings account. Imagine a lock box with a timer: you put your money in, set the timer and wait. When the term ends, you get to withdraw your money, along with all the interest it’s accumulated. Certificates of Deposits typically earn more interest than a standard savings account, so your money grows faster.