Fraud Proof Your Financial Future

Criminals work hard to steal your personal information and your hard-earned money. To help safeguard your finances from scams and other attacks, we’ve compiled an easy-to-implement list of tips.

There Are No “Sure Things”

Be wary of ‘guaranteed return’ promises, especially if they’re out-of-this-world good. The only guaranteed investments are those backed by the NCUA or FDIC. Before seeking advice from a financial professional, verify their credentials using the Financial Industry Regulatory Authority (FINRA) BrokerCheck.

Monitor Your Accounts and Credit

Digital Branch has helpful tools to track your credit and monitor your accounts. Monitor your accounts for any fraudulent charges or transfers. See something you don’t recognize? With a few taps, you can initiate a dispute, lock your card, and order a replacement. Use the Credit Score Tool to look for unauthorized accounts and request corrections from the reporting agency.

Plan for Attacks

Use strong and unique passwords, especially for your financial accounts, and update them regularly. Enabling two-factor authentication adds an extra layer of security to your logins. You can further enhance your password security with a password app, when possible avoid using one time passcodes, as text and email are easy targets for bad actors.

Be aware of phishing (email) and smishing (text) scams are persistent threats. If you receive an email or text from anyone asking for your login credentials or other private information, do not respond. Instead, contact your financial institution directly and immediately.

Stay Informed with Clearwater

Visit the Clearwater Fraud & Security Center frequently for additional tips on protecting yourself and your financial future from scams and other crimes.