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Welcome

We’re excited to welcome you as a new Clearwater member.

Clearwater staff person helping a member at the Downtown Missoula branch.

Get Started

Tell us how you became a Clearwater member, and we’ll recommend the next steps to help you make the most of your membership.

How did you become a Clearwater member?

Enroll for Clearwater’s Digital Branch

Clearwater Digital Branch offers you the same level of service, security, and support you’d expect from a physical branch, all from your PC, tablet, or mobile device. 

For Mobile Banking

Android Devices

Apple Devices

For PC Banking

In the upper right, tap Log In > Enroll and follow the steps.

Set Up Direct Deposit

You may have already set up direct deposit when you opened your account. If not, log in to Clearwater Digital Branch from your PC, tablet, or mobile device, choose Account Services > Set Up Direct Deposit, and follow the steps.

Download a Direct Deposit Form. 

Order Checks

We offer many ways to make payments digitally, but if you’d like to order checks, log in to Digital Branch and choose Account Services > Order Checks.

Manage Courtesy Pay or Overdraft Protection

Our Courtesy Pay and Overdraft Protection services are both tools that help you avoid missed payments and overdraft fees. You can now manage both of these services within Clearwater Digital Branch.

Set Up Automatic Loan Payments

Make your loan payment through Clearwater Digital Branch, at any Clearwater branch, or by calling us at 406-523-3300. The easiest way to avoid missed payments is to set up automatic payments. Choose your method below, and give us a call at 406-523-3300 if you need help.

Scheduled Transfer

To schedule your loan payment from your Clearwater Checking account, log in to Digital Branch and choose Money Movement > Transfer Funds.

Automatic Payment

If you want to make your payment from a non-Clearwater checking account, the easiest way is to:

  1. Log in to Clearwater Digital Branch,
  2. Add your external account to Clearwater Digital Branch, and
  3. Set up a scheduled transfer from your external account to your Clearwater loan.

You can also set up automatic payments through your other financial institution to pay your Clearwater loan.

Set Up Card Controls

Control where, when, and how you use your Clearwater debit or credit cards with Card Controls. This feature empowers you to manage your cards in real time.

  • Activate your cards and reset your PIN
  • Turn your cards on and off instantly from your PC, tablet, or mobile device
  • Setup transaction alerts to monitor fraud
  • Control geographic boundaries where your card can be used
  • Limit your spending amounts to reach budget goals
  • Restrict the types of purchases you or family members can make

You can set up and manage Card Controls via our Clearwater Digital Branch. Log in from your PC, tablet, or mobile device and choose Main Menu > Manage Cards.

Get Your Free Credit Score

Clearwater offers no-cost access to your TransUnion credit score and report anytime. You can even set credit alerts and get tips on how to improve your credit score. To register, log in to our Clearwater Digital Branch and tap ‘Show my Score’ to register.

Please note: This soft credit pull does not affect your credit, so you can view it as many times as you want.

Bank with Us

Clearwater membership gives you access to a full range of personal financial services that help you manage, monitor, and stay in control of your financial life, including:

A Volunteer at the Clearwater Member Event in Missoula

Banking Redefined

When you bank with Clearwater, you become part of something bigger than just banking. Every deposit, payment, and purchase you make helps ignite human potential, build inclusive communities, and protect our environment.

We call it Banking Redefined.

Learn about Banking Redefined
White pc keyboard with empty note paper above white background and one key that says "Stop Fraud."

Protect You and Your Money

Being fraud-aware can help you avoid financial traps and protect your financial future. Check out our Fraud Center to:

  • Stay updated on the latest frauds and scams
  • Learn how to recognize and protect yourself from fraud
  • Get tips on what to do if you’ve been a victim of fraud
Visit the Fraud Center