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Your Clearwater Visa Debit Card is Your All-in-One Tool

The fast, easy and convenient way to pay for goods and services online, in-store, or using your mobile wallet.

hands holding new Clearwater Credit Union Debit Card designs

One Debit Card, Endless Possibilities

From coffee runs to cross-country trips, your Clearwater Visa Debit Card is small enough to carry, yet big enough to do it all.

Shop Online

Shop online safely with your Clearwater Visa Debit Card. Just store your card info on your favorite, trusted websites and in your digital wallet.

Tap to Pay

Your Clearwater Visa Debit Card is contactless, meaning you can tap to pay at over 150 million locations worldwide.

Explore Contactless

Get Cash

Clearwater is part of the CO-OP Network of ATMs, empowering you to withdraw cash surcharge free at over 30,000 ATMs nationwide.

Find Surcharge Free ATMs

Help Your Community

Every purchase you make using your Clearwater Visa Debit Card empowers us to support your community through philanthropy, education, and engagement.

Debit Cards 2025

Showcasing Montana's Beauty

We re-designed all Clearwater cards to reflect Montana’s majestic scenery through the lens of Missoula-based photographer, Laura Verhaeghe.

Wherever you go, your Clearwater Visa Debit Card means you’ll always have a piece of Montana in your pocket.

Cutting-Edge Protection for Your Card Transactions

Zero Liability Policy

You’re not responsible for certain unauthorized transactions if your Visa Card is lost, stolen, or used fraudulently and you report it timely.

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Data Encryption

Visa’s smart data encryption tools help keep your Clearwater Visa Debit Card safe.

Visa Advanced AI

We protect your transactions using cloud-based fraud risk models that analyze over 500 data points.

Card Controls

We continuously monitor your Clearwater Visa Debit Card for suspicious activity. Plus, Card Controls help you control how your card is used. 

FAQs

How do I activate my Clearwater Visa Debit Card?

You can activate your card online by logging into Clearwater Digital Branch or by calling 800-466-0040.

Does Clearwater offer card controls?

Yes! Just log in to Clearwater Digital Branch from your PC, tablet, or mobile device and choose Manage Cards. With our Card Control service, you can set transaction alerts, turn your card on and off, and set your custom PIN.

How do I dispute a transaction?

Please log in to Clearwater Digital Branch to dispute an unrecognized transaction. Just tap the transaction and then Dispute.

Can I choose my card design?

When you open a new account in-branch, you can choose your debit card design. If you want to change the design on your existing Clearwater Visa Debit Card, please visit any Clearwater branch.

What is a contactless card?

Contactless cards have a built-in chip allowing you to make purchases securely tapping or holding the card near a compatible card reader, instead of physically swiping or inserting it.