Clearwater has the affordable financing options you need to buy your first or next auto, boat, RV, motorcycle, or snowmobile or to refinance your existing one.
Whether you’re looking to buy your first or next set of wheels or refinance your existing ride, Clearwater offers the new or used vehicle loan you need to hit the road.
APR = Annual Percentage Rate. Rates effective as of
| Term | APR | Min Amount | Max Amount |
|---|---|---|---|
| 36 Months | 7.25% - 18.00% | —— | $100,000 |
| 48 Months | 7.25% - 18.00% | —— | $100,000 |
| 60 Months | 7.25% - 18.00% | —— | $100,000 |
| 72 Months | 7.50% - 18.00% | $15,000 | $100,000 |
| 84 Months | 8.00% - 12.00% | $30,000 | $100,000 |
All loans subject to approval. Rates, terms, and conditions are subject to change and may vary based upon creditworthiness, qualifications, and collateral conditions. Payment Example: $25,000 loan for 36 months will have a monthly payment range of $775 to $904.
Power eco-friendly commutes and adventures with our electric vehicle loan. This loan offers you flexible terms and a discount rate 1.00% APR lower than our standard vehicle loan.
APR = Annual Percentage Rate. Rates effective as of
| Term | APR | Min Amount | Max Amount |
|---|---|---|---|
| 36 Months | 6.25% - 17.00% | —— | $100,000 |
| 48 Months | 6.25% - 17.00% | —— | $100,000 |
| 60 Months | 6.25% - 17.00% | —— | $100,000 |
| 72 Months | 6.50% - 17.00% | $15,000 | $100,000 |
| 84 Months | 7.00% - 11.00% | $30,000 | $100,000 |
Valid for plug-in or plug-in hybrids. Loan may also be used to finance up to an additional $2,500 for home charging installation. All loans subject to approval. Rates, terms, and conditions are subject to change and may vary based upon creditworthiness, qualifications, and collateral conditions. Payment Example: 25,000 loan for 36 months will have a monthly payment range of $764 to $892.
When it’s time for fun, fresh air, and family, Clearwater can help you finance the perfect RV to explore Big Sky Country.
APR = Annual Percentage Rate. Rates effective as of
| Term | APR | Min Amount | Max Amount |
|---|---|---|---|
| 36 Months | 8.75% - 18.00% | —— | $100,000 |
| 48 Months | 8.75% - 18.00% | —— | $100,000 |
| 60 Months | 8.75% - 18.00% | —— | $100,000 |
| 120 Months | 8.75% - 16.50% | $20,000 | $100,000 |
| 180 Months | 8.75% - 15.50% | $35,000 | $100,000 |
All loans subject to approval. Rates, terms, and conditions are subject to change and may vary based upon creditworthiness, qualifications, and collateral conditions. Payment Example: $25,000 loan for 36 months will have a monthly payment range of $793 to $904.
When it's time to hit the water, open road, or snow, we've got the motorsport loan for you.
APR = Annual Percentage Rate. Rates effective as of
| Term | APR | Min Amount | Max Amount |
|---|---|---|---|
| 36 Months | 8.75% - 18.00% | —— | $100,000 |
| 48 Months | 8.75% - 18.00% | —— | $100,000 |
| 60 Months | 8.75% - 18.00% | —— | $100,000 |
| 120 Months | 8.75% - 16.50% | $20,000 | $100,000 |
| 180 Months | 8.75% - 15.50% | $35,000 | $100,000 |
All loans subject to approval. Rates, terms, and conditions are subject to change and may vary based upon creditworthiness, qualifications, and collateral conditions. Payment Example: $25,000 loan for 36 months will have a monthly payment range of $793 to $904.
Pedal-powered commutes are healthier for you, better for the environment, and more affordable than ever.
APR = Annual Percentage Rate. Rates effective as of
| Term | APR | Min Amount | Max Amount |
|---|---|---|---|
| 18 Months | 5.00% | —— | $3,500 |
All loans subject to approval. Bike loans subject to aggregate loan limits. Payment Example: $1,000 loan for 18 months will have a monthly payment of $58.
An e-bike blends the benefits of bicycle riding with the extra oomph of a motor when needed, letting you explore farther and faster.
APR = Annual Percentage Rate. Rates effective as of
| Term | APR | Min Amount | Max Amount |
|---|---|---|---|
| Max of 72 months | 5.00% | —— | $15,000 |
All loans subject to approval. Bike loans subject to aggregate loan limits. Payment Example: $5,000 loan for 36 months will have a monthly payment of $150.
For all vehicles except bikes or e-bikes, Clearwater will place a lien on the vehicle until the loan is paid in full.
For all vehicles, except bikes or e-bikes, you must carry comprehensive and collision insurance on your vehicle until your loan is paid in full.
Clearwater does not directly offer vehicle insurance, but we’ve joined forces with TruStage Insurance to provide you with discounted rates on Auto, Home, Accidental Death & Dismemberment, and Life Insurance. Get a quote today from TruStage.