From building your credit to helping you make ends meet to checking items off your bucket list, we offer many types of personal loans to fill your needs.
Get the loan you want — even with no collateral to secure it. You can use this versatile loan to consolidate debt, make home improvements, or even take that bucket list vacation.
APR = Annual Percentage Rate. Rates effective as of
| Term | APR | Min Amount | Max Amount |
|---|---|---|---|
| 36 Months | 8.75% - 18.00% | —— | $30,000 |
| 48 Months | 9.50% - 18.00% | —— | $30,000 |
| 60 Months | 10.25% - 18.00% | —— | $30,000 |
| 72 Months | 10.75% - 18.00% | $15,000 | $30,000 |
All loans subject to approval. Personal loans subject to aggregate loan limits. Payment Example: $5,000 loan for 36 months will have a monthly payment range of $159 - $181.
Protect yourself from the occasional overdraft or unplanned expense or make home improvements with this revolving line of credit. You’ll enjoy access to money when you need it.
APR = Annual Percentage Rate. Rates effective as of
| Term | APR | Min Amount | Max Amount |
|---|---|---|---|
| Revolving | 12.25% -18.00% | $500 | $3,000 |
All loans subject to approval. Personal lines of credit subject to aggregate loan limits. Minimum payment of 3.00% of the outstanding balance, subject to a minimum of $25.00.
If you need a little cash to tide you over between paychecks, our short-term PAL helps you avoid the high interest rates and fees of payday lenders.
APR = Annual Percentage Rate. Rates effective as of
| Term | APR | Min Amount | Max Amount |
|---|---|---|---|
| 5 Months | 28.00% | $200 | $1,000 |
Must be a member for at least 90 days and have 90 days of continuous income to qualify. All loans subject to approval. Payment example: $500 loan for 5 months will have a monthly payment of $108.
If you have funds on deposit in a Clearwater savings account or CD, use this loan to make purchases or to build or rebuild your credit. Borrow up to 100% of the amount you have on deposit.
APR = Annual Percentage Rate. Rates effective as of
| Term | APR | Min Amount | Max Amount |
|---|---|---|---|
| Maximum of 60 months | Share Rate + 3.00% | —— | Share Amount |
All loans subject to approval. Payment example: $5,000 loan for 60 months will have a monthly payment of $90.
Whether it’s for school, work, or pleasure, our Computer Loan can help you purchase the technology tools you need for the life you want.
APR = Annual Percentage Rate. Rates effective as of
| Term | APR | Min Amount | Max Amount |
|---|---|---|---|
| 18 Months | 5.00% | —— | $3,500 |
All loans subject to approval. Computer loans subject to aggregate loan limits. Payment Example: $1,000 loan for 18 months will have a monthly payment of $58.
This type of loan lets you borrow money against the equity you’ve accumulated in your home for remodels, repairs, or even debt consolidation. Your equity is the difference between the current market value of your home and the amount you owe on your existing mortgage loan.
This revolving line of credit, secured by your home’s equity, works similar to a credit card. You have a line of credit, use what you need, and only pay interest on the amount borrowed.
Clearwater’s SwiftNote Loan is available at select local businesses, including medical and dental offices, car repair shops, heating and cooling businesses, and more. It’s a great, low-cost way to finance appliance purchases, car repairs, medical and dental expenses, and more. Look for SwiftNote financing signs at local businesses, apply online, and we’ll have an answer for you in minutes. If you’re approved, we send the funds directly to the business.
APR = Annual Percentage Rate. Rates effective as of
| Term | APR | Min Amount | Max Amount |
|---|---|---|---|
| 36 Months | 8.75% - 18.00% | —— | $30,000 |
| 48 Months | 9.50% - 18.00% | —— | $30,000 |
| 60 Months | 10.25% - 18.00% | —— | $30,000 |
| 72 Months | 10.75% - 18.00% | $15,000 | $30,000 |
All loans subject to approval. Personal loans subject to aggregate loan limits. Payment Example: $5,000 loan for 36 months will have a monthly payment range of $159 - $181.
