Homeownership helps build vibrant, thriving communities. Whether you’re looking to build, buy, or refinance your home, we've got loan options to meet your unique needs.
Get Pre-ApprovedWhether you're looking for your first home, next home, land, condo, or even a manufactured home not on a permanent foundation, we've got the loan for you.
We can help with purchase and refinance loans, including rate term refinances and cash out refinances for home improvement or debt consolidation.
A fixed-rate mortgage loan offers predictable and consistent monthly payments, making it easier to plan long-term finances.
An adjustable-rate mortgage loan typically offers lower initial payments and then the rate adjusts after the initial period, based on market conditions. That means your monthly payments could increase or decrease. ARMs are typically best for those who will move or refinance before the first rate adjustment.
Loan terms and conditions may vary by property type, loan type, and/or income or credit qualifications. All loans are subject to approval.
With only 5% down, our Next Door Neighbor Loan option waives private mortgage insurance for:
Loan terms and conditions may vary by property type, loan type, and/or income or credit qualifications. All loans are subject to approval.
This loan offers affordable financing for manufactured homes NOT on permanent foundations.
Loan terms and conditions may vary by property type, loan type, and/or income or credit qualifications. All loans are subject to approval.
Our Cash-Out Refinance Loan helps you convert the equity you have in your home into cash.
Loan terms and conditions may vary by property type, loan type, and/or income or credit qualifications. All loans are subject to approval.
Our land loan offers fixed and adjustable-rate financing.
Please ask your loan officer.
Clearwater's Construction Loan offers up to 12 months of financing to build your primary residence.
Loan terms and conditions may vary by property type, loan type, and/or income or credit qualifications. All loans are subject to approval.
Buying a fixer-upper? Our Renovation Loan helps you finance the purchase and upgrade of your new home all-in-one loan.
For purchase or refinance of primary residence only
Must use a licensed contractor for structural or safety work
Construction that includes energy efficiency or conservation, health or safety, or accessibility measures may qualify for a reduced rate
Loan terms and conditions may vary by property type, loan type, and/or income or credit qualifications. All loans are subject to approval.
This loan from the U.S. Department of Agriculture (USDA) offers financing to buy a home in a qualified rural area.
Loan terms and conditions may vary by property type, loan type, and/or income or credit qualifications. All loans are subject to approval.
The Department of Veterans Affairs offers VA loans to help make homeownership accessible for veterans, active-duty service members, and their families. With a VA loan, you can buy, refinance, or improve your home.
Loan terms and conditions may vary by property type, loan type, and/or income or credit qualifications. All loans are subject to approval.
Our collection of home-buying calculators can help you:
Our Home Loan Team can help you determine the right loan for your unique needs, and they'll guide you every step of the way. Contact one of our loan officers to discuss your options and take the next step toward achieving your home financing goals.