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Routing: 292977899

Nonprofit Banking Accounts

Keep more money for your mission with these affordable banking solutions designed specifically for nonprofit organizations.

Opportunity Resources Client participating in the assisted pottery program.

Nonprofit Checking Account

This checking account offers your nonprofit organization an affordable, convenient way to access, manage, and monitor your funds.

  • $0 minimum balance requirement
  • $0 monthly account fee
  • $0 per-item transaction fees
  • Free online statements
  • Robust Digital Banking tools designed for businesses
  • Account does not earn dividends

Open Account

Nonprofit Savings Account

As a member-owned credit union, we require this account to establish your membership and all that comes with it. When you apply for a Nonprofit Checking account, we’ll also add a Nonprofit Primary Savings account to establish your organization’s membership.

  • $5 minimum opening balance
  • $5 monthly minimum balance requirement
  • $0 account fee
Financial adviser working with clients analyzing data at the table in cafe

Things You’ll Need

To open your account, please have the following items ready:

  • Valid, government-issued photo ID, such as a driver's license, state ID, passport, or permanent residence card
  • Valid tax identification number
  • Articles of Incorporation and Bylaws and Meeting Minutes
  • $5 opening deposit

Need Documents from the State of Montana?

The Articles of Organization, Articles of Incorporation, or Assumed Business Name registration documents are available on the Montana Secretary of State website.

Nonprofit Account FAQs

Am I eligible to join Clearwater Credit Union?

If your nonprofit organization is located within Western Montana, chances are you’re eligible for membership. Check your eligibility.

What is Values-Based Banking?

Values-based banking prioritizes sustainable social, environmental, and economic development over profit maximization. Values-based institutions focus on serving communities, supporting sustainable development, and promoting transparency and ethical practices in their banking operations.

Is my money safe at Clearwater Credit Union?

Yes, your accounts are federally insured to at least $250,000 by the NCUA.