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Career Opportunities

Clearwater Credit Union is always looking for talented, purpose-driven co-workers. Check out our current credit union job opportunities and apply today.

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Available Positions

Market Leader - Great Falls, MT

At Clearwater Credit Union, we believe in being a force for good in banking. We’re looking for a Market Leader who is passionate about building relationships and strengthening Montana communities.

In this role, you’ll serve as a connector between our business lines, branches, and communities we serve. You’ll lead with purpose—supporting team success, growing meaningful partnerships, and representing Clearwater in a way that reflects our values of Igniting Human Potential, Building Inclusive Communities, and Protecting the Environment. 

What You’ll Do:

 Be a Community Liaison

  • Represent Clearwater throughout the market by actively participating in community events, partnerships, and local leadership opportunities. 
  • Strengthen our presence by building authentic relationships with community members, organizations, and local leaders. 
  • Share Clearwater’s story—promoting our mission, services, and community impact. 
  • Travel throughout the market to stay connected with branch teams and local communities. 

Lead with Purpose & Drive Impact

  • Collaborate with branch teams and business line leaders to set meaningful market and branch goals.
  • Lead regular check-ins to track progress, celebrate wins, and identify opportunities. 
  • Inspire and support teams in achieving goals related to membership growth, deposits, lending, and community engagement.

Business Development

  • Build and nurture partnerships with local businesses, nonprofits, and community leaders. 
  • Identify opportunities to expand Clearwater’s impact and visibility in the market. 
  • Maintain strong, ongoing communication with key partners and prospects. 

Bring Local Insight to HQ 

  • Advocate for your market by sharing insights, opportunities, and challenges with leadership.
  • Contribute ideas that help shape products, services, and partnerships to better meet local needs.
  • Track progress and provide updates to executive leadership and the Board as needed. 

Support Our Teams & Members

  • Stay current on Clearwater’s products and services to best support both internal teams and members. 
  • Deliver exceptional service and guidance, helping members achieve their financial goals. 

Qualifications

  • High school diploma or equivalent required. 
  • 5-7 years of related experience, including leadership or business development roles. 
  • Strong project management, organizational, and leadership skills. 
  • Excellent communication skills, with the ability to connect effectively across teams, members, and community partners. 

Clearwater Credit Union is an equal opportunity employer and offers over 25 benefits beyond salary, including health insurance, PTO, 401(k) match, paid volunteer time and more!

Interested? Apply Today

Company is an equal opportunity employer and offers over 25 benefits beyond salary, including health insurance, PTO, 401(k) match, paid volunteer time, and more!

Adminstrative Support Real Estate - Southside Branch

At Clearwater Credit Union, we believe banking can be a force for good — in the lives of our members, our communities, and our employees. We’re looking for a detail-oriented and member-focused Real Estate Loan Servicer to join our team and help support members throughout the life of their home loan.

In this role, you’ll help ensure mortgage accounts are serviced accurately and efficiently while delivering exceptional service and care to our members. From processing payments and maintaining escrow accounts to answering member questions and supporting regulatory compliance, your work will play an important role in protecting both our members’ financial well-being and the integrity of Clearwater’s loan portfolio.

Essential Functions and Responsibilities

  • Process mortgage loan payments, payoffs, and other mortgage-related transactions accurately and efficiently.
  • Maintain mortgage loan records, including loan boarding, disclosures, and daily, monthly, and annual reporting.
  • Manage escrow accounts and coordinate payment of property taxes and homeowner’s insurance.
  • Provide mortgage loan information to members, coworkers, and authorized third parties, including transaction histories and payoff information.
  • Research and respond to member inquiries while providing thoughtful, solutions-focused service.
  • Collaborate with coworkers across departments to support members and ensure smooth loan servicing operations.
  • Follow all Credit Union policies and procedures while maintaining compliance with state and federal laws and regulations.
  • Demonstrate reliable attendance, accountability, and timely completion of responsibilities.

Qualifications

  • High school degree or equivalent required. 
  • Two to five years of similar or related experience, including time spent in preparatory positions. 

The ideal candidate is organized, detail-oriented, and committed to delivering exceptional member service. They are a strong communicator who enjoys both independent work and collaboration, approaches challenges with curiosity and problem-solving skills, and takes pride in accuracy and accountability.

At Clearwater, we’re committed to creating a workplace where employees feel supported, valued, and connected to meaningful work. We offer a comprehensive benefits package with more than 25 benefits beyond salary, including health insurance, PTO, 401(k) match, paid volunteer time and more! Clearwater Credit Union is proud to be an Equal Opportunity Employer.


 

Interested? Apply Today

Company is an equal opportunity employer and offers over 25 benefits beyond salary, including health insurance, PTO, 401(k) match, paid volunteer time, and more!

Universal Associate - Great Falls, MT

Clearwater Credit Union is Montana’s largest CDFI and the state’s second-largest credit union. As a values-based financial cooperative and member of the Global Alliance for Banking on Values (GABV), our mission and values guide both our strategy and our culture.

We believe banking should be a force for good-for our members, our employees, and the communities we serve, and we empower our teams with the tools, voice, and trust needed to solve problems and make a meaningful impact.  

Clearwater Credit Union is accepting applications for a Universal Associate position. In this role you’ll support members across all aspects of their financial journey from advising about accounts and services to processing transactions, to assisting members with self-service channels. 

Universal Associates build strong relationships with current and prospective members while identifying opportunities to deepen engagement and contribute directly to the credit union’s strategic goals through exceptional service and financial guidance.


Essential Functions & Responsibilities:

  • Provide internal and external members with excellent service.
  • Provide services to members in the following areas:
    • Processing cash and check transactions
    • Opening new accounts
    • Assisting with lending functions such as:
      • Funding auto-decisioned loans. 
      • Referring members to appropriate lending department.
      • Setting up appointments with loan officers.
  • Protect members and credit union from fraudulent activities
  • Use financial services equipment to meet member needs; help with general maintenance of equipment.
  • Receive incoming phone calls; make outgoing phone calls.
  • Work with multiple service channels to provide member satisfaction and education about 
    • Digital Banking
    • Phone Banking
    • Card Services
    • ITM Operations
  • Advise on account options, including:
    • Opening and closing all types of accounts offered.
    • Maintaining member accounts.
    • Updating member account records.
    • Researching and solving member account options and issues.
    • Referring members to more in-depth credit counseling and resolution, when needed.
  • Advise on financial solutions including:
    • Educating members on products and services and refer based on individual member(s) needs.
    • Being knowledgeable about products and services, including staying up to date with changes and additions.
  • Advise on service transactions, including:
    • Empowering members to process their own transactions.
    • Processing member transactions and other member requests.
    • Managing ECR’s, ITM’s and ATM’s or any other self-service solution.
    • Completing end-of-day balancing activities.
  • Follow all credit union policies and procedures, including being compliant with state and federal laws and regulations. 
  • Have reliable attendance and complete all assigned tasks.

You must be comfortable working in an open environment, have strong communications skills, be flexible, and be a team player. Additional requirements include the ability to provide exceptional service, multi-task, recognize needs, and create solutions.

Clearwater Credit Union is an equal opportunity employer and offers over 25 benefits beyond salary, including health insurance, PTO, 401(k) match, paid volunteer time and more!

Interested? Apply Today

Company is an equal opportunity employer and offers over 25 benefits beyond salary, including health insurance, PTO, 401(k) match, paid volunteer time, and more!

Business Loan Officer - Butte, MT

If you’re passionate about helping local businesses buy, build, or expand and you value the impact of local underwriting and decision-making, Clearwater Credit Union has an exciting opportunity for you. We’re hiring a full-time Business Loan Officer in Butte, Montana, offering excellent benefits and a supportive, values-driven work environment. With locations across Montana’s Rocky Mountain communities, this role combines meaningful work with an exceptional quality of life.

As a Business Loan Officer, you’ll support business members with their commercial lending needs, serving as a trusted resource and strategic partner. This role focuses on building strong relationships within the local business community, providing guidance on lending solutions, and helping businesses thrive while directly contributing to the economic strength of the communities we serve.

Responsibilities/Skills

  • Help drive a business development effort focused on portfolio growth.
  • Interview business members, determining what their needs are, and obtaining all applicable financial and other relevant documentation to make an informed credit decision.
  • Provide excellent service by managing expectations through good communication and timely loan closings.
  • Possess a strong understanding of financial analysis, cash flow analysis, and collateral evaluation.
  • Structure and negotiate terms, analyze, and close loans.
  • Manage a loan portfolio of business members that includes monitoring credit quality by analyzing updated financial information and ensuring that loan files are updated with all necessary documentation.
  • Perform collections and workouts of troubled loans, as necessary.
  • Stay informed of regulatory requirements and changes and other internal policies.
  • Participate with local boards and volunteer for various community events.

Qualifications

  • 1-3 years of business lending experience, including time spent as a credit analyst
  • Bachelor’s degree in finance, accounting, business administration is preferred, or equivalent work experience
  • Self-motivated with strong sales abilities
  • Strong written and verbal communication skills required
  • Strong organizational time management skills and problem-solving skills
  • Excellent computer skills, including Microsoft Office Suite

Salary depends on experience. Clearwater Credit Union is an equal opportunity employer and offers over 25 benefits beyond salary, including health insurance, PTO, 401(k) match, paid volunteer time and more! Position open until filled.

Interested? Apply Today

Company is an equal opportunity employer and offers over 25 benefits beyond salary, including health insurance, PTO, 401(k) match, paid volunteer time, and more!

Business Loan Officer - Great Falls, MT

If you’re passionate about helping local businesses buy, build, or expand and you value the impact of local underwriting and decision-making, Clearwater Credit Union has an exciting opportunity for you. We’re hiring a full-time Business Loan Officer in Great Falls, Montana, offering excellent benefits and a supportive, values-driven work environment. With locations across Montana’s Rocky Mountain communities, this role combines meaningful work with an exceptional quality of life.

As a Business Loan Officer, you’ll support business members with their commercial lending needs, serving as a trusted resource and strategic partner. This role focuses on building strong relationships within the local business community, providing guidance on lending solutions, and helping businesses thrive while directly contributing to the economic strength of the communities we serve.

Responsibilities/Skills

  • Help drive a business development effort focused on portfolio growth.
  • Interview business members, determining what their needs are, and obtaining all applicable financial and other relevant documentation to make an informed credit decision.
  • Provide excellent service by managing expectations through good communication and timely loan closings.
  • Possess a strong understanding of financial analysis, cash flow analysis, and collateral evaluation.
  • Structure and negotiate terms, analyze, and close loans.
  • Manage a loan portfolio of business members that includes monitoring credit quality by analyzing updated financial information and ensuring that loan files are updated with all necessary documentation.
  • Perform collections and workouts of troubled loans, as necessary.
  • Stay informed of regulatory requirements and changes and other internal policies.
  • Participate with local boards and volunteer for various community events.

Qualifications

  • 1-3 years of business lending experience, including time spent as a credit analyst
  • Bachelor’s degree in finance, accounting, business administration is preferred, or equivalent work experience
  • Self-motivated with strong sales abilities
  • Strong written and verbal communication skills required
  • Strong organizational time management skills and problem-solving skills
  • Excellent computer skills, including Microsoft Office Suite

Salary depends on experience. Clearwater Credit Union is an equal opportunity employer and offers over 25 benefits beyond salary, including health insurance, PTO, 401(k) match, paid volunteer time and more! Position open until filled.

Interested? Apply Today

Company is an equal opportunity employer and offers over 25 benefits beyond salary, including health insurance, PTO, 401(k) match, paid volunteer time, and more!

Business Loan Officer - Southside Branch

If you’re passionate about helping local businesses buy, build, or expand and you value the impact of local underwriting and decision-making, Clearwater Credit Union has an exciting opportunity for you. We’re hiring a full-time Business Loan Officer in Missoula, Montana, offering excellent benefits and a supportive, values-driven work environment. With locations across Montana’s Rocky Mountain communities, this role combines meaningful work with an exceptional quality of life.

As a Business Loan Officer, you’ll support business members with their commercial lending needs, serving as a trusted resource and strategic partner. This role focuses on building strong relationships within the local business community, providing guidance on lending solutions, and helping businesses thrive while directly contributing to the economic strength of the communities we serve.

Responsibilities/Skills

  • Help drive a business development effort focused on portfolio growth.
  • Interview business members, determining what their needs are, and obtaining all applicable financial and other relevant documentation to make an informed credit decision.
  • Provide excellent service by managing expectations through good communication and timely loan closings.
  • Possess a strong understanding of financial analysis, cash flow analysis, and collateral evaluation.
  • Structure and negotiate terms, analyze, and close loans.
  • Manage a loan portfolio of business members that includes monitoring credit quality by analyzing updated financial information and ensuring that loan files are updated with all necessary documentation.
  • Perform collections and workouts of troubled loans, as necessary.
  • Stay informed of regulatory requirements and changes and other internal policies.
  • Participate with local boards and volunteer for various community events.

Qualifications

  • 1-3 years of business lending experience, including time spent as a credit analyst
  • Bachelor’s degree in finance, accounting, business administration is preferred, or equivalent work experience
  • Self-motivated with strong sales abilities
  • Strong written and verbal communication skills required
  • Strong organizational time management skills and problem-solving skills
  • Excellent computer skills, including Microsoft Office Suite

Salary depends on experience. Clearwater Credit Union is an equal opportunity employer and offers over 25 benefits beyond salary, including health insurance, PTO, 401(k) match, paid volunteer time and more! Position open until filled.

Interested? Apply Today

Company is an equal opportunity employer and offers over 25 benefits beyond salary, including health insurance, PTO, 401(k) match, paid volunteer time, and more!

Real Estate Loan Officer - Butte, MT

Are you an outgoing, service-oriented professional who enjoys helping others navigate major life moments like homeownership? 

Clearwater Credit Union is seeking a Mortgage Lender to join our team in Butte, Montana. In this role you’ll support members through every step of the home lending process, serving as a trusted resource for information while delivering exceptional service and guidance. You’ll play a key role in helping members achieve their homeownership goals while building strong relationships within the community. 

The ideal candidate is detail-oriented, reliable, and comfortable working within precise guidelines while exercising strong judgment and decision-making skills. You’ll collaborate closely with members, real estate professionals, and internal teams. 

Position Qualifications:

  • Excellent customer service skills.
  • Ability to work within standardized guidelines.
  • Strong decision-making and problem-solving abilities. 
  • Strong attention to detail and accuracy.
  • Have a reliable, team-oriented approach to work.
  • Knowledge of conventional and government loans.
  • Knowledge of real estate law and secondary market guidelines.
  • Proven networking and business development experience.
  • 1+ years of experience in home lending.

Salary is dependent on experience. Clearwater Credit Union is an equal opportunity employer and offers over 25 benefits beyond salary, including PTO, 401(k), paid volunteer time and more!


Interested? Apply Today

Company is an equal opportunity employer and offers over 25 benefits beyond salary, including health insurance, PTO, 401(k) match, paid volunteer time, and more!

Real Estate Loan Officer - Great Falls, MT

Are you an outgoing, service-oriented professional who enjoys helping others navigate major life moments like homeownership? 

Clearwater Credit Union is seeking a Mortgage Lender to join our team in Great Falls, Montana. In this role you’ll support members through every step of the home lending process, serving as a trusted resource for information while delivering exceptional service and guidance. You’ll play a key role in helping members achieve their homeownership goals while building strong relationships within the community. 

The ideal candidate is detail-oriented, reliable, and comfortable working within precise guidelines while exercising strong judgment and decision-making skills. You’ll collaborate closely with members, real estate professionals, and internal teams. 

Position Qualifications:

  • Excellent customer service skills.
  • Ability to work within standardized guidelines.
  • Strong decision-making and problem-solving abilities. 
  • Strong attention to detail and accuracy.
  • Have a reliable, team-oriented approach to work.
  • Knowledge of conventional and government loans.
  • Knowledge of real estate law and secondary market guidelines.
  • Proven networking and business development experience.
  • 1+ years of experience in home lending.

Salary is dependent on experience. Clearwater Credit Union is an equal opportunity employer and offers over 25 benefits beyond salary, including PTO, 401(k), paid volunteer time and more!

Interested? Apply Today

Company is an equal opportunity employer and offers over 25 benefits beyond salary, including health insurance, PTO, 401(k) match, paid volunteer time, and more!

Real Estate Loan Officer - Southside Branch

Are you an outgoing, service-oriented professional who enjoys helping others navigate major life moments like homeownership? 

Clearwater Credit Union is seeking a Mortgage Lender to join our team in Missoula, Montana. In this role you’ll support members through every step of the home lending process, serving as a trusted resource for information while delivering exceptional service and guidance. You’ll play a key role in helping members achieve their homeownership goals while building strong relationships within the community. 

The ideal candidate is detail-oriented, reliable, and comfortable working within precise guidelines while exercising strong judgment and decision-making skills. You’ll collaborate closely with members, real estate professionals, and internal teams. 

Position Qualifications:

  • Excellent customer service skills.
  • Ability to work within standardized guidelines.
  • Strong decision-making and problem-solving abilities. 
  • Strong attention to detail and accuracy.
  • Have a reliable, team-oriented approach to work.
  • Knowledge of conventional and government loans.
  • Knowledge of real estate law and secondary market guidelines.
  • Proven networking and business development experience.
  • 1+ years of experience in home lending.

Salary is dependent on experience. Clearwater Credit Union is an equal opportunity employer and offers over 25 benefits beyond salary, including PTO, 401(k), paid volunteer time and more!


Interested? Apply Today

Company is an equal opportunity employer and offers over 25 benefits beyond salary, including health insurance, PTO, 401(k) match, paid volunteer time, and more!

General Application - Southside Branch

 
 
 
Although we do not currently have any open frontline job positions in the Missoula Market, this General Application is a way for candidates interested in working at Clearwater Credit Union to submit their information. When job openings occur, we will review applications in this pool. Additionally, we encourage candidates to check back periodically and apply for specific positions as they become available.

 

Clearwater Federal Credit Union is an equal opportunity employer and offers over 25 benefits beyond salary, including health insurance, PTO, 401(k) match, paid volunteer time and more!

Interested? Apply Today

Company is an equal opportunity employer and offers over 25 benefits beyond salary, including health insurance, PTO, 401(k) match, paid volunteer time, and more!

Our Application Process

Applying for a new role can be intimidating. We want to make it as easy and transparent as possible while ensuring that we’re a good fit for each other. Here’s what you can expect during the application process, as well as some tips on how to stand out.

Step 1: Apply

Submitting an online application is the first step. Please pay careful attention to the job description to determine if you should submit additional documents, such as a resume or cover letter. A good cover letter can help you stand out from other candidates.

Get Resume Writing Tips

Writing a Successful Cover Letter

Step 2: Screening

We’ll review your application and any accompanying information to assess your initial fit for the role. Based on each candidate’s qualifications, skills, and experience, we compile a short list of applicants to begin interviews.

Because we respect you and your time, we will notify you if we do not select you for an interview.

Step 3: Interview

Typically, the hiring manager and a member of our People Solutions team will conduct your interview. Depending on your location, your interview may be in person or virtual.

During the interview, we’ll dive into your background, gain a better understanding of your skills, and assess your cultural fit. This step also includes more technical or job-specific questions so the hiring manager can assess your fit for the role.

This is also your time to ask your questions about the job so you can determine if the position, our company, and our culture are right for you.

In some cases, the hiring manager may want to complete a follow-up interview to help ensure they select the best candidate for their team.

Interview Questions That Get You Noticed

Step 4: Assessment or Task

Depending on the position, we may request you complete additional online assessments or a specific task associated with the position. These tools help the hiring manager to select the final candidate.

Step 5: Decision

Once the hiring manager reaches a decision, our People Solutions team will make you a job offer, which will include your proposed salary and an overview of our benefits package so you can make an informed decision.

If you accept, we ask most positions to begin employment within two to three weeks.

Because we respect you and your time, we will notify you if you are not selected.

Career Center Resources

Check out these suggested articles from our Career Center to help you strengthen your interview skills and improve your chances of landing the career you want.

Cracking the Code: Interview Tips

With the right approach, an interview can be a valuable opportunity to showcase your specific skills and experience.

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6 Steps to Make Virtual Interviews a Breeze

Virtual interviews can make it harder to make a great impression. Learn how to ace virtual interviews and let your personality shine through with these six tips.

Article: 3 min read
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7 Must-Ask Questions for Your Next Interview

One of the top reasons employers give for not hiring a candidate is that they didn’t ask enough, or any, questions. Learn the seven must-ask questions that can get you noticed.

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Inclusivity

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Values-Based Banking

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