Nicki Ransier

About Me

Being born and raised on a farm in Western Montana, my roots run deep for this beautiful state. Working for a company whose values so closely align with my own is one of the reasons I love working for Clearwater Credit Union.

We work hard to look outside the box to create positive lending and banking experiences for our members. Let me put my 20 years of banking experience to work for you and help you navigate the sometimes overwhelming world of real estate lending.

Whether you’re a first-time homebuyer looking to purchase your home, a current homeowner looking to refinance your current mortgage, or want a home equity loan to help with purchases or home improvements, I can assist you through the entire process.

My goal for every loan is to make it as streamlined and easy as possible. Lending doesn’t need to be complicated or scary. You just need the right lender to help you along the way.

Let’s Work Together

If you’re interested in a purchase or refinance, I’m here to help. I specialize in first homes, next homes, vacation homes, investment properties, and construction loans.

A Clearwater home loan offers you:

• Local loan officers and underwriters who understand the Montana market.
• No down payment, low down payment, fixed-rate loan, and adjustable-rate loan options
• Unique loan options that are available only at Clearwater
• Low closing costs
• Easy online application

My goal is to provide you with the highest level of service at competitive rates. I’m only a phone call away.