Skip to main content Alert Close
Routing: 292977899

Your Clearwater Business Visa Debit Card is an All-in-One Tool

The fast, easy, and convenient way to pay bills and buy supplies or inventory online, in-store, or using your mobile wallet.

Business Debit Card 2025

Sized for Your Wallet. Built for Your Business.

From everyday expenses to unexpected opportunities, your Clearwater Visa Debit Card is small enough to carry yet powerful enough to keep your business moving.

Shop Online

Shop online safely with your Clearwater Business Visa Debit Card. Just store your card info on your favorite, trusted websites or use a digital wallet.

Tap to Pay

Your Clearwater Business Visa Debit Card is contactless, meaning you can tap to pay at over 150 million locations worldwide.

Explore Contactless

Get Cash

Clearwater is part of the CO-OP Network of ATMs, empowering you to withdraw cash surcharge free at over 30,000 ATMs nationwide.

Find Surcharge Free ATMs

Help Your Community

Every purchase you make using your Clearwater Business Visa Debit Card empowers us to support our community through philanthropy, education, and engagement.

Business Visa Debit Card Benefits

Your Clearwater Business Visa Debit Card comes with these value-added benefits.

Purchase Security

Purchase Security helps you replace, repair, or get reimbursed for damage that occurs to eligible retail purchases you make with your Clearwater Business Visa Debit or Credit Card.

This benefit is available within the first 90 days of each item’s purchase and is subject to qualifications, benefits limits, and other terms and conditions.

Learn About Purchase Security 

Extended Warranty Protection

Product warranties can be inconvenient and cumbersome to use. The Extended Warranty Protection that comes with your Clearwater Business Visa Debit Card helps make it easier.

This protection offers you valuable features that help you manage, use, and extend the warranties for eligible items you purchase with your card.

Learn More 

Visa Liability Waiver

Visa Liability Waiver protects your business from possible card misuse by terminated employees. This benefit covers eligible transactions billed or incurred within 75 days prior to, or up to 14 days after, proper notification termination. Terms and conditions apply.

To learn more about this program, the terms and conditions, and how to file claims, please tap below.

Learn About Liability Waiver

Roadside Dispatch

Your Clearwater Business Visa Debit Card comes with access to emergency roadside assistance services, including towing, fuel delivery, and more, coordinated by a 24/7 on-demand referral dispatch network.

Learn More

Auto Rental Collision Damage Waiver

No one wants to pay to repair or replace a rental car, but those add-on insurance packages can be costly. When you use your Clearwater card to pay for a rental car, we’ve got you covered.

Auto Rental Collision Damage Waiver reimburses you for damage caused by theft or collision -- up to the Actual Cash Value of most rental cars. This protection covers no other type of losses, such as damage to another driver’s vehicle or injuries related to the accident. Terms and conditions apply.

Learn More 

Travel and Emergency Assistance Services

Emergencies can escalate quickly when you’re traveling. Your card’s Travel and Emergency Assistance Services benefit helps you get referrals for medical, legal, and travel services.

This benefit is a referral service only, and you’re responsible for the cost of actual services used. Terms and conditions apply.

View Services, Terms, and Conditions

Sofar Sounds

Running your own business can consume a great deal of your time and energy. Your Clearwater Business Visa Debit Card offers you the opportunity to take a break and enjoy some tunes by offering you access to advanced purchase and discount ticket opportunities on live music experiences across the country. Just use your Clearwater card to:

  • Get access to pre-sale ticket purchases before they’re available to the public.
  • Receive a free ticket with the purchase of one or more tickets.
  • Get access to curated, live music shows in select cities.
  • Attend free virtual performances in the Sofar Sounds Listening Room.

Explore Sofar Sounds

hands holding new Clearwater Credit Union Debit Card designs

Showcasing Montana's Beauty

We re-designed all Clearwater debit and credit cards to reflect Montana’s majestic scenery through the lens of Missoula-based photographer, Laura Verhaeghe.

Wherever you go, your Clearwater Business Visa Debit Card means you’ll always have a piece of Montana in your pocket.

Zero Liability Policy

You’re not responsible for unauthorized transactions if your Visa Card is lost, stolen, or used fraudulently and you report it timely. 

Learn More

Data Encryption

We use smart data encryption tools to keep your Clearwater Visa Debit Card data safe.

Visa Advanced AI

We protect your transactions using cloud-based fraud risk models that analyze over 500 data points.

Card Controls

We continuously monitor your Clearwater Visa Debit Card for suspicious activity and offer Card Controls to help you manage how your card is used.

FAQs

How do I activate my Clearwater Business Visa Debit Card?

You can activate your card online by logging into Clearwater Digital Branch using your personal account login. Although you may have separate business login credentials, your business card(s) is assigned to you as an individual. That means you'll need to log in to your personal account and use Card Controls to activate and or manage your Business Visa Debit Card. Card Controls are not available using your business login credentials. If you do not have a personal log in, you can also activate your Business Visa Debit Card by calling 800-466-0040.

Does Clearwater offer card controls?

Yes! Just log in to Clearwater Digital Branch from your PC, tablet, or mobile device and choose Manage Cards. With our Card Control service, you can set transaction alerts, turn your card on and off, and set your custom PIN.

How do I dispute a transaction?

Please log in to Clearwater Digital Branch to dispute an unrecognized transaction. Just tap the transaction and then Dispute.

What is a contactless card?

Contactless cards have a built-in chip allowing you make purchases securely tapping or holding the card near a compatible card reader, instead of physically swiping or inserting it.