Focus on the Long-Term
Financially Healthy
Congratulations! Your financial health score indicates you’re doing a great job of managing your day-to-day expenses, keeping your debt in check, maintaining adequate liquid savings for emergencies, and making progress towards your long-term financial goals.
Stay Focused on the Future
Staying in control of your financial life feels great! You can keep it that way by being vigilant as you navigate life’s ups and downs. Check the recommended steps below to help you maintain your financial resiliency and stay focused on the future.
Manage Medical and Healthcare Expenses
Whether you’re 50 or 5 years away from retirement, being retirement savvy can help you plan for and enjoy retirement the way you want. Visit the Retirement section of our online Financial Education Center for videos and articles that can help you explore your retirement savings options, understand Social Security or IRA required minimum distributions, how to stretch your retirement savings, and much more.
Maintain Adequate Insurance
In addition to health insurance, adequately insuring your life, home, personal property, and even your reputation, can help protect you or your family when the unexpected happens.
Visit the Insurance section of our online Financial Education Center to assess your insurance needs and explore various types of insurance that can protect you and your family’s financial future.
Be Retirement Savvy
Setting and adhering to a monthly budget is a crucial step in building financial consistency. Visit the Retirement section of our online Financial Education Center for videos and articles that can help you explore your retirement savings options, understand Social Security or IRA required minimum distributions, how to stretch your retirement savings, and much more.
Invest Thoughtfully
Consistently spending less than you earn is another big step in building your financial resiliency. Explore the Spending section of our online Financial Education Center for videos and articles that can help you spend less on everyday expenses, identify hidden fees, and even how to vacation on a budget.
Plan for the Inevitable
Estate planning is not just for the wealthy. If you’re married, have children at home, own any kind of property, or want to avoid state default rules that put the government in control of your money, an estate plan is a good idea.
Although it can be difficult to talk about, estate planning helps you plan for if you become incapacitated, are unable to care for yourself, and your eventual death. The Estate Planning section of our online Financial Education Center can help you understand the essentials of wills, trusts, healthcare directives, and more so you can ensure your wishes are carried out the way you want.