Build a Better, Stronger Financial Future
Financial Vulnerability
Income fluctuations, credit score challenges, a lack of emergency savings, and high debt can all contribute to financial vulnerability. This can leave you feeling anxious, fearful, frustrated, or hopeless about your financial situation, but please don’t give up.
We’re Here for You
Clearwater is dedicated to helping you to take charge of and stay in control of your financial future. We offer tools, advice, and information to help you build a financial strategy that meets your unique needs. Explore the steps below to continue building a better, stronger financial future.
No Cost Financial Counseling
Take control of your debt and your financial future with help from one of our Certified Financial Counselors. They can help you put together a budget, build or rebuild your credit, mitigate fraud or ID theft, and learn how to better navigate financial challenges..
Monitor Your Credit
As a Clearwater member, you can access your credit score and report at any time for free without negatively affecting your credit. Just log in to Clearwater Digital Branch from any device and tap ‘Credit Score’ to register.
Once you register, explore the Credit Score tool for tips and information on how to improve your credit score. Having a strong credit score offers many financial advantages, including better rates on loans. Come back anytime you wish to see how your score is improving.
Master Your Monthly Budget
Adhering to a monthly budget is a crucial step in taking control of your financial life. If you do not have time to meet with one of our Certified Financial Counselors, just visit the Budgeting section of our online Financial Education Center for some great budgeting tools and advice.
Take Control of Your Spending
Adhering to a monthly budget is directly related to monthly spending. Explore the Spending section of our online Financial Education Center for videos and articles that can help you spend less on everyday expenses, identify hidden fees, and even how to vacation on a budget.
Discover Your Money Personality
Understanding your money personality can help you develop a healthier relationship with your finances. Take our Money Personality assessment to understand the strengths and weaknesses of your relationship with money, explore how to manage your money in a way that makes sense for you with personality-specific articles, and find out how your money personality compares to others.