Home Equity Loans & Lines of Credit

A Home Equity Loan is one lump sum of money you borrow based on your home’s available equity. It’s great for home improvements or upgrades, debt consolidation, or major purchases.

• Fixed monthly payments up to a 20-year term, depending on property type
• Available for primary or secondary homes or investment property up to 4 units
• Interest is potentially tax deductible. Please consult your tax advisor
• A rate discount may be available if at least 50% of improvements go toward energy efficiency or conservation, health or safety, or accessibility measures for your home
• Manufactured homes must be on a permanent foundation and be model year 1980 or newer

Talk with a Loan Officer

Loan terms and conditions may vary by property type, loan type, and/or income or credit qualifications. All loans are subject to approval.

A HELOC is a flexible revolving line of credit that allows you to borrow against your home’s equity when you need it. It works like a credit card, letting you borrow, repay, and borrow again during the 10–year draw period.

• Variable rate line of credit
• 25-year term with a 10-year draw period
  Interest is potentially tax deductible. Please consult your tax advisor
• A rate discount may be available if at least 50% of improvements go toward energy efficiency or conservation, health or safety, or accessibility measures for your home
• Manufactured homes must be on a permanent foundation and be model year 1980 or newer

Talk with a Loan Officer

Loan terms and conditions may vary by property type, loan type, and/or income or credit qualifications. All loans are subject to approval.