Photo of a woman checking out at a store, using contactless payment while the clerk smiles at her over the counter.

Reward yourself with a better credit card.

No gimmicks. Great rates. Local service.

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No Annual Fee

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1.90% APR* on Balance Transfers for 12 Months

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0 Balance Transfer Fees

At Clearwater, we believe the ultimate reward is more money in your wallet. Our Visa Credit Credit Card is designed to save you money with fewer fees and interest rates as low as 7.90% APR*.

Visa credit card benefits

What if your credit card worked hard to help you thrive? At Clearwater Credit Union, it does. Use your Visa to shop local, online, or on the road, protect your security, travel smart, and build credit.

  • No annual fee
  • No fee for balance transfers
  • Low international fee (1%)
  • Rental car collision coverage
  • Interest rates as low as 7.90% APR*
  • Secure EMV Chip-Enabled Card
  • Added security with free CardNav app

VISA Rates

Visa Credit Card1
Visa Credit Card1

Minimum APR2

Maximum APR2

1 All loans subject to approval. Rates, terms, & conditions are subject to change and may vary based on creditworthiness, qualifications, & collateral conditions.
2 APR = Annual Percentage Rate.

The rates and terms shown are effective as of November 26, 2018.

Minimum APR2

7.90%

Maximum APR2

16.90%

Visa Secured Credit Card1
Visa Secured Credit Card1

Minimum APR2

Maximum APR2

1 All loans subject to approval. Rates, terms, & conditions are subject to change and may vary based on creditworthiness, qualifications, & collateral conditions.
2 APR = Annual Percentage Rate.

The rates and terms shown are effective as of November 26, 2018.

Minimum APR2

7.90%

Maximum APR2

16.90%

See all rates

Banking can be this good.

Apply for a VISA Credit Card Today

View Disclosures

*APR = Annual Percentage Rate. All loans subject to credit approval, rate based on credit. Balance transfers may not be used to pay any Clearwater accounts. Promotional rate applies to balance transfer only, not new purchases.

Federally Insured by NCUA.