Consumer Banking

If you need financial help because you have been impacted by COVID-19 Apply for an EMERGENCY LOAN for up to $2,500. Communicate that this is a COVID-19 loan request in the application.

Members with existing loans may be eligible to skip their next payment. Call (406) 523-3365 to see if you’re eligible.

Financial Counseling is available and free to members.

Click here for stimulus check updates from the I.R.S.

Mortgage Banking

If you are looking for mortgage payment relief, please contact us by phone or by email to discuss your options.

Email Brandi McKnight
(406) 523-3315

Email Robin Goodman
(406) 523-3315

Financial Counseling is available and free to members wanting to talk about navigating the crisis.

Business Banking

To learn about the Paycheck Protection Program, application requirements, and the latest updates from the SBA, visit our Paycheck Protection Program page.

If your business needs loan payment relief, please, contact us.

Email Tony Catania

Email David Kesler

Email David Rook

Banking Options

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    Please use these options for your banking needs.

Online Banking


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Mobile Banking


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Telephone Banking

(406) 523-3300

  • Please use these options for your banking needs.



  • Please use these options for your banking needs.

What Clearwater is Doing

Clearwater Operations

After careful consideration and advice from the CDC and local governments, we temporarily closed our lobbies on March 18th. Lobbies will now reopen lobbies on Monday, May 18th.

Our eBranch, Phone Banking, and Drive-Thrus are open during regular business hours.

Digital Banking is available 24 hours a day.

We’ve canceled all group use of our training center until further notice

We are closely monitoring this situation so we can continue to adapt and serve members.

Our Commitment to You

Our staff are following CDC guidelines and canceling any non-essential work travel and meetings.

Consumer, Mortgage, and Business Lending are available online and by appointment. Please refrain from scheduling appointments or coming in if you are unwell.

ATM’s, ITM’s, Teller Stations, Drive-Thrus and all public-facing stations will be sanitized a minimum of every 30 minutes.

Lobbies have hand sanitizer stations and protective screens. We encourage face masks and physical distancing.

The Russell St. Branch will be reserved for at-risk populations only.

Taking Care of our Staff

We’ve moved as many co-workers as we can to a work-from-home setting.

We’ve expanded our paid-time-off policies, are working with co-workers impacted by child-care needs and public school closures, and are reassigning staff from closed branches so that no one loses hours or pay.

Our robust Employee Assistance Program is available to provide staff emotional support.

We will be providing staff with face masks and supplies to maintain and complete a daily health assessment.

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Clearwater COVID-19 FAQ's

Our leadership is meeting daily about the COVID-19 outbreak. Check out our FAQs page for updates.

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Message from our CEO

Learn more about what steps we’re taking and our ongoing commitment to serve you during this difficult time.